Sponsor Message:
Travel Polls & Prefs Forum
My Starred Topics | Profile | New Topic | Forum Index | Help | Search 
Which Credit Card Points Program Is Better?  
User currently offlineChulalongkorn From United States of America, joined Aug 2005, 58 posts, RR: 0
Posted (8 years 1 month 1 week 6 days ago) and read 3977 times:

Chase's United Mileage Plus program or American Express Business Platinum Membership Rewards. Which is better for travel. We have both, and have used both programs for some travel perks, but was looking for advice on how to maximize this. Is one better than the other? Should we switch to just one? SFO - BKK is the route we fly.

Thanks!


"feast like a sultan I do... treasures of flesh never few" - MJK
7 replies: All unread, jump to last
 
User currently offlineDelta732FF From United States of America, joined May 2005, 228 posts, RR: 0
Reply 1, posted (8 years 1 month 1 week 5 days 18 hours ago) and read 3963 times:

Depends on which airline you like to fly more. If you like DL better than UA then just go with the amex and vise versa with the chase card. Since the route you fly is SFO-BKK id go with UA, but thats just me.

User currently offlineFireFly From United States of America, joined Jun 2006, 91 posts, RR: 0
Reply 2, posted (8 years 1 month 1 week 5 days 17 hours ago) and read 3959 times:

I have 3 -

AA with Citibank
UA with First USA (Now Chase)
Aer Lingus with MBNA

AA is the card I use the most, and I have racked up close to 200,000 miles on it in almost 4 years now.
EI, I just rec'd a letter from MBNA saying they have mutually ended their relationship and all miles will CANCEL the end of Sept. I am still looking into this, but looks like I may soon be reserving a flight to Ireland.
UA with First USA was a good choice - Chase I don't know about. I haven't noticed any changes, other than to the website where I make payments.

My biggest concern is tracking the miles. I am not the most organized person, and feel that miles have not been credited, when they should be. For instance, using a 3 rd party (like rental car) who offers a set number of miles for your business. Sometimes I use one of these offers, then forget to check the receipt of the miles in my account.

I have considered an Amex card, and should probably do it, as I spend a lot at Costco, but I think their cards are points based rather than miles...I have a bias towards miles based because (again keeping track) some things are worth more than a point, some things one point, some less than a point. There is a lot of trust involved to know if you are getting credited. Or else, a lot of time has to be spent tracking.

I like the UA card - I have yet to use the miles for a ticket, because I only want to use for a first class int'l and am still saving up. While I can imagine something happening to the Lingus - MBNA relationship, I can't imagine the same thing happening to UA or AA - I know for a fact these are huge money makers for both the airline and credit card issuer. Lingus was likely just too small to have a following for such a card.

So, go with the card that will cost the least to own (or use) per year (I think the Amex is free - UA is something like $50 a year?). Look into the AA and also, look at which will offer the most miles for signing with them.

After that, look at the one that has the most partners where extra miles are offered for business - If UA gives double miles for Avis rentals, and you rent lots of cars, that might be the best card for you.

Lastly, go to a website called FlyerTalk.com - That is the site where everyone who knows everything about F.F. cards, points, programs discusses the pros and cons in a similar forum to Airliners.com - enjoy free flying!!



"Bury me at sea, boys; where no murdered ghosts can haunt me" MacGowan
User currently offlineChulalongkorn From United States of America, joined Aug 2005, 58 posts, RR: 0
Reply 3, posted (8 years 1 month 1 week 5 days 12 hours ago) and read 3947 times:

Thanks FireFly.

I think the UA card is great due to the Star Alliance hook up. Amex has it's pluses too, converting points into miles of some great airline ff programs, but that's sort of the same thing with UA's Mileage Plus.

Cheers!



"feast like a sultan I do... treasures of flesh never few" - MJK
User currently offlineBurnsie28 From United States of America, joined Aug 2004, 7538 posts, RR: 8
Reply 4, posted (8 years 1 month 1 week 2 days 14 hours ago) and read 3921 times:

I used to have the UA card, then Chase took over everything, and it went downhill, they couldnt find records of my cards etc. So I dropped it, I have been very happy with my WorldPerks Visa from US Bank, some of the best customer service I have ever had.


"Some People Just Know How To Fly"- Best slogan ever, RIP NW 1926-2009
User currently offline777fan From United States of America, joined Jan 2006, 2496 posts, RR: 2
Reply 5, posted (8 years 1 month 1 week 2 days 10 hours ago) and read 3912 times:

Holy crap, go with the Chase (UA) Card! The new Choices program is brilliant and the annual fee (actually $65) is still cheaper than the DL Amex, IIRC. Various promotions waiving the annual fee for the first year and a 17,500 mile bonus sweeten the pot.

What Chase doesn't advertise too much is the option to upgrade to a Chase/UA Mileage Plus Platinum Visa. Yes, it costs $165 a year but automatically deposits 5,000 elite miles into your account each year, gives you a free companion ticket each year, and gives you mileage bonuses per purchase:

- United tickets and travel: 3 miles/$1
- Gas, groceries, food: 2 miles/$1
- Everything else: 1 mile/$1

777fan



DC-8 61/63/71 DC-9-30/50 MD-80/82/83 DC-10-10/30 MD-11 717 721/2 732/3/4/5/G/8/9 741/2/4 752 762/3 777 A306/319/20/33 AT
User currently offlineFireFly From United States of America, joined Jun 2006, 91 posts, RR: 0
Reply 6, posted (8 years 1 month 1 day 16 hours ago) and read 3872 times:

Quoting 777fan (Reply 5):
What Chase doesn't advertise too much is the option to upgrade to a Chase/UA Mileage Plus Platinum Visa. Yes, it costs $165 a year but automatically deposits 5,000 elite miles into your account each year, gives you a free companion ticket each year, and gives you mileage bonuses per purchase:

777, thanks for that info - I'll change my card over.



"Bury me at sea, boys; where no murdered ghosts can haunt me" MacGowan
User currently offlineZone1 From United States of America, joined Jan 2005, 1035 posts, RR: 7
Reply 7, posted (8 years 1 month 1 day 16 hours ago) and read 3870 times:

Quoting 777fan (Reply 5):
Holy crap, go with the Chase (UA) Card! The new Choices program is brilliant and the annual fee (actually $65) is still cheaper than the DL Amex, IIRC.

Hold on there! American Express has a program that works like the Choices program and it is only $49/year. Plus they have more double points opportunities than United ever does. You get double points at grocery and drug stores. They often have double point opportunties for all purchases running monthly if you sign up for them on Amex's website. It's called the Delta SkyPoints credit card.



/// U N I T E D
Top Of Page
Forum Index

This topic is archived and can not be replied to any more.

Printer friendly format

Similar topics:More similar topics...
Best Credit Card For Airline Points Is...? posted Tue May 2 2006 00:04:01 by Pianist718
Which Is Better New Or Used Biz Jet posted Thu Nov 2 2006 12:46:41 by UAEflyer
Which Airline Affiliated Credit Card Do You Have? posted Tue Jul 4 2006 11:24:36 by BRUspotter
Which Is Better To NON REV BA176 Or 178 posted Fri May 26 2006 01:53:14 by Aerofan
Which Is A Better Product AA Or HA posted Thu Feb 23 2006 02:21:29 by Legacytravel
Aloha Vs Hawaiian (inter-island): Which Is Better? posted Sat Jul 9 2005 03:09:55 by Rhuertas70
Swiss Or British Air- Which Biz Class Is Better? posted Wed Jun 22 2005 02:47:43 by Stock1985
Boeing 747 Vs Lockheed L1011 Which One Is Better. posted Sun Mar 6 2005 15:23:52 by 747400sp
HP Or WN - Which Is Better? posted Sun Jan 9 2005 22:56:36 by Pe@rson
Which Airline Is Better To Fly USA-Europe-Mumbai? posted Wed Nov 24 2004 23:41:20 by Mfamguy79