JAL777 From , joined Dec 1969, posts, RR:
Reply 2, posted (10 years 8 months 2 weeks 5 days 14 hours ago) and read 1935 times:
Well... then I can't help you.
After getting my AAdvantage card last year... I have since cancelled all my other credit cards. The service I have been getting from Citibank has been outstanding. (They even gave me a $50 credit for not returning my call within a "timely" manner.)
COEWRNJ From United States of America, joined Oct 2003, 1064 posts, RR: 19
Reply 3, posted (10 years 8 months 2 weeks 5 days 14 hours ago) and read 1927 times:
Try the Continental Airlines Visa/Master Card from Chase. If you get any card other than the standard card (platinum or signature) you get double miles when you book thru Continental directly as well as a whole bunch of great retailers. Its worked out great for me. Also if you get the higher level cards you get a nice amount of bonus miles just for joining. I think 6K for platinum and 10K for signature.
KaiGywer From United States of America, joined Oct 2003, 12217 posts, RR: 35
Reply 5, posted (10 years 8 months 2 weeks 5 days 14 hours ago) and read 1888 times:
AIRLINERS.NET CREW FORUM MODERATOR
I guess it all comes down to what FF program you have the most miles with at the moment, and who flies to your destination. Personally, I have the NWA WorldPerks Check Card, which gives me 1 mile per $2 spent. The NWA Credit Card will give 1 for 1.
FlyPIJets From United States of America, joined Oct 2003, 874 posts, RR: 3
Reply 6, posted (10 years 8 months 2 weeks 5 days 13 hours ago) and read 1873 times:
I think Citibank now offers 2 AAvandtage cards. One is $50 per year fee and gives 1 mile per $1, the other is no fee and and give 1 mile per $2. (or something like that - I get ads in the mail)
Does CaptialOne have a card that allows mileage on any airline? I would check into that if you can't decide which airline would be best.
And if I could be allowed to get on my credit card soap box for just a second.
Don't pick a credit card just for the miles. Take a credit card that offers you the lowest rate and lowest fees. Those miles can start to cost you a bunch of money if you are paying 20% interest on credit card debt. And, if you pay off your credit card each month (and you should!!) then why would you want a card that has a fee?
COEWRNJ From United States of America, joined Oct 2003, 1064 posts, RR: 19
Reply 9, posted (10 years 8 months 2 weeks 5 days 13 hours ago) and read 1818 times:
I don't think any of the FF Credit Cards offer low interest rates. I think my CO Chase CC has an APR of around 13.5%. My mom had the Mileage Plus Visa for a while and that rate was 14.99%. Most reward cards don't give you a great break on interest rates. Your other option is to get Amex and get the membership rewards program. These points can be transferred to most of the majors. I have also done that. I know CO has certain time that they will give American Express bonus miles for transferring them over. Last year I transferred my Amex points to CO and got a 25% bonus.
Uaord From United States of America, joined Nov 2003, 86 posts, RR: 0
Reply 10, posted (10 years 8 months 2 weeks 5 days 13 hours ago) and read 1829 times:
Best card is AMEX with enrollment in Membership Rewards. You can transfer points over 12+ airlines (CO, DL, SN, US, Virgin, Quantas, ANA, Air France, Mexicana, Aer Lingus, Frontier, EL-AL, AeroMexico, Alitalia, SwissAir, Hawaiian, Frontier, LanChile, Cathy, etc....).
Not the cheapest of cards but the one that provides the most options. You can also use your points for hotel, vacattions, cruises, merchandise etc.
Tjwgrr From United States of America, joined Mar 2000, 2424 posts, RR: 3
Reply 12, posted (10 years 8 months 2 weeks 5 days 12 hours ago) and read 1761 times:
My wife and I have CO Chase Visas- very good program. We have our AT&T phone bill through CO and get miles for that as well. Also, certain restaurants where we dine give us CO FF miles as long as we use our CO Chase Visa to pay. We rack up lots of miles charging everything we can, but we are also disciplined to pay it off every month....
Also... we can use/ earn miles on NWA and DAL flights too!!!
Direct KNOBS, maintain 2700' until established on the localizer, cleared ILS runway 26 left approach.
FlyingBanker From , joined Dec 1969, posts, RR:
Reply 14, posted (10 years 8 months 2 weeks 5 days 11 hours ago) and read 1730 times:
Bank of America offers the USAirways, Alaska Airlines, Asiana, Hawaiian and America West Visa credit cards. Say if you had an Alaska Airlines credit card and also with Bank of America you can get a Alaska Airlines debit/check card. You get 3,000 miles for enrolling in the debit card program, 1,000 anniversary miles for a $30 annual fee. Then you would earn 1 mile for every $2.00 you spend. I believe the Alaska Airlines classic Visa has a $45 annual fee. You would earn 3,000 miles upon approval for that. So, with that you would have 6,000 miles right off the bat for mostly nothing....enough for an upgrade. They also have higher mileage rewards for Alaska Airlines Platinum and Gold. You can compare all of the cards at bankofamerica.com
Wingman From Seychelles, joined May 1999, 2214 posts, RR: 5
Reply 16, posted (10 years 8 months 2 weeks 5 days 11 hours ago) and read 1709 times:
I've had most of these cards and will always swear by my AMEX. They consistently win the Satmetrix award for best customer experience and the MR program is also consistently rated #1 in the industry. Not all majors will accept the MR points directly but once you transfer into any of the carriers that do you can go through the alliance code shares to get what you need. And also being able to buy golf clubs and plasma TVs is pretty cool.
AA717driver From United States of America, joined Feb 2002, 1566 posts, RR: 13
Reply 17, posted (10 years 8 months 2 weeks 5 days 2 hours ago) and read 1635 times:
Thanks all! I just threw that in about AA because I'll soon be getting furloughed(being TWA...). The deal is the compnay I may be going to work for stays at Marriott exclusively and airlines a lot. The expenses are paid monthly so little or no interest expense will be accrued.
One person suggested I skip the FFB miles and get the Marriott Visa and go from there. I know NWA used to be associated with Marriott. Is that still the case? If I could combine my Marriott with NW, it might work out. Not trying to be lazy, I know I could research this but experienced people are always better than researching info.
Vincent32 From , joined Dec 1969, posts, RR:
Reply 20, posted (10 years 8 months 2 weeks 5 days 1 hour ago) and read 1585 times:
I personally have the Bank of America US Airways Platnium Visa. The card has a $100 annual fee though. I recieved 10,000 bonus miles with the first purchase, 1 mile/$1 spent on purchases, and 2 miles/$1 spent on any US Airways purchase either for a ticket, in flight, etc. The service with Bank of America has been fine and my intrest rate is 9.99% then 12% after 6 months.
So far I've been pleased, and all you have to do is pay the balance each month to avoid the intrest and your good to go
SierraAir From United States of America, joined May 1999, 202 posts, RR: 0
Reply 22, posted (10 years 8 months 2 weeks 4 days 17 hours ago) and read 1539 times:
Here is a basic run down of which banks offer cards for the respective frequent flyer programs.
Bank of America
-Alaska Mileage Plan
-US Airways Dividend Miles
-America West FlightFund
-Southwest Rapid Rewards
-United Mileage Plus
-Continental One Pass
-Northwest World Perks
-Air Tran A+Plus
-Frontier Early Returns
-Air Canada Aeroplan (US residents)
-Aer Lingus Shamrock Rewards
-Lufthansa Miles & More
-Air Canada Aeroplan
Somethings to note is that this list is not all inclusive as airlines do offer cards through some other banks (like Diners Club). If you go to the banks website and see that Bank of America offers America West Flight Fund Visa cards, but you're a "MasterCard man," don't get discouraged. Just contact that bank and in most cases, they can get you a MasterCard. They may be reluctant to do so, but they should be able to do so if you persist. One draw back is that these are only for US residents with a social security number. However, if you are from another country but still hell bent on a specific card, you can probably still get one, just through a bank within your country. It's best to check with the airline's website.
In terms of banks, the interest rates are fairly similar on rewards cards, as are annual fees. Its usually best just to go with the bank that issues the card for the frequent flyer program that you're looking for. However, if you've dealt with USBank for years and had great expericences, go with them. Even if you want Delta SkyMiles, USBank does offer Northwest World Perks cards, and you can use your World Perks on Delta flights.
Also, if you're not totally into the credit card "thing," airlines and the banks usually also offer debit cards, but you usually only get 1 mile for ever $2 you spend, versus 1 to $1 with credit cards. Again, best to check.
And as for the free perks like car rental insurance, extended warranties and the such, those are indeed free. I worked for Visa in the warranty department and you'd be surprised at how many people have had the card for years, but just found out about the free services. Visa, MasterCard, and American Express all offer warranty extensions, purchase protection, rental insurance and travel assistance with specific cards. Call each respective card company for those specifics.
Visa - 800-847-2911
MasterCard - 800-622-7747
If y'all have any questions about anything, just let me know. It's kind of my forte. Hope this helps.