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Insurance For FF Miles  
User currently offlineContrails From United States of America, joined Oct 2000, 1845 posts, RR: 0
Posted (12 years 3 months 1 day 22 hours ago) and read 2066 times:

This topic has probably been discussed in the past, but I couldn't find it in a search. I have a good many miles in several airlines, none of which are in terribly good financial shape. Should one of these go under (God forbid) I'd hate to loose these miles.

Isn't there some sort of insurance that would cover my FF miles in case the worst happens? Are there any hotel programs where I can exchange FF miles into the hotel program and then move them to another airline?


Flying Colors Forever!
2 replies: All unread, jump to last
User currently offlineSsides From United States of America, joined Feb 2001, 4059 posts, RR: 19
Reply 1, posted (12 years 3 months 1 day 20 hours ago) and read 2044 times:

FF miles are not "insurable" property, but if a carrier goes under, there is a chance that a hotel, other airline, or rental car company will allow you to convert all or a portion of them. I seriously doubt, however, that you could get some sort of contract now that guarantees that. Airlines have complete license to change their FF programs at will, without compensation to the passenger. Don't expect to get anything, but it is a possibility.

"Lose" is not spelled with two o's!!!!
User currently offlineAKelley728 From United States of America, joined Dec 1999, 2201 posts, RR: 5
Reply 2, posted (12 years 3 months 1 day 18 hours ago) and read 2025 times:


There is a program called Awardguard, which is a a product designed to protect members' awards in the event of a frequent traveler program bankruptcy. The policies are backed by LLoyd's of London. You become a member of the PrivilegeFlyer program, and awardguard is one of the benefits.

Check out the following sites: http://www.awardguard.com/ or http://www.privilegeflyer.com/

However, I just found out that they recently temporarily suspended the award guard benefits for PrivilegeFlyer members, because they're trying to iron out some details with LLoyd's.

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