747hogg From , joined Dec 1969, posts, RR: Posted (2 years 3 months 3 weeks 4 days 18 hours ago) and read 755 times:
Saw the big ones falling on the airport at from the Isreal jets, and I was wondering if any passenger airframes had been hit yet. I understand insurance will not cover these losses.
RoseFlyer From United States, joined Feb 2004, 5274 posts, RR: 17 Reply 2, posted (2 years 3 months 3 weeks 4 days 18 hours ago) and read 703 times:
Quoting 747hogg (Thread starter): I understand insurance will not cover these losses.
It depends on what insurance is involved. BA had a 747-200 destroyed in Kuwait due to an act of war fifteen years ago and I believe it was covered under insurance. The more you pay, the more you get is the general principle when it comes to insurance.
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Star_world From United Kingdom, joined Jun 2001, 1021 posts, RR: 0 Reply 3, posted (2 years 3 months 3 weeks 4 days 17 hours ago) and read 647 times:
There was a significant attack on Colombo airport in Sri Lanka several years ago, destroying some of the Sri Lankan Airlines' aircraft and damaging others...
Csavel From United States, joined Jan 2001, 1089 posts, RR: 5 Reply 6, posted (2 years 3 months 3 weeks 4 days 13 hours ago) and read 540 times:
Quoting RoseFlyer (Reply 2): It depends on what insurance is involved.
I would assume that it also has to do with the airline and the region that it flies to often. I.E. an airline in the volatile Middle East (especially, say, El Al, MEA) may have insurance that doesn't cover it but BA may, and for all I know after the first Gulf War BA may have insurance that doesn't cover acts of war if the plane happens to be in a range of countries. For all I know, after 9/11 the US may be a place where act of war insurance is null and void.
Which I guess means it *does* depend on what insurance is involved.
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But the only problem is Israel has not declared any war!
Insurrance point of vue...it is not a war.
This is one of those subtle nuances of the English language...there is a difference between an "Act of War", which is a term of art and a declared war.
I can't find a definition of "act of war" on the Internet, let alone a good one, but my general understanding is that an "Act of War" is essentially any hostile act that would be expected during a war. (Someone please give a better definition...Even I think this could be a bit clearer)
Thus, even though Isreal may not have taken the formal step of declaring war, they are bombing things and generally conducting themselves as if it was a war -- so, for example, intentonally bombing an airports runways would be considered an "Act of War"
I'm sure someone can clean this up and make it more clear, but that's the gist of it.
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Melpax From Australia, joined Apr 2005, 1051 posts, RR: 1 Reply 8, posted (2 years 3 months 3 weeks 4 days 7 hours ago) and read 387 times:
I've checked my car insurance policy & it states;
We will not pay your claim if;
Damage caused by any war, or warlike operations (whether war declared or not) rebellion, civil war, revolution, insurrection, military or usurped power, invasion, act of foriegn enemy or popular or military rising,
Doubt any of this would happen here in Oz though...........
But, as stated previously, most airlines would have insurance arranged for these circumstances - too much money at risk. And they would have more clout in arranging insurance than Joe Blow insuring his Toyota.
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