Sponsor Message:
Non Aviation Forum
My Starred Topics | Profile | New Topic | Forum Index | Help | Search 
Your Health Care Costs?  
User currently offlineAA787823 From , joined Dec 1969, posts, RR:
Posted (7 years 4 months 1 week 3 days 8 hours ago) and read 1131 times:

For me on my insurance I pay $230 a month insurance premium. ($115 a paycheck). Then I have to meet an annual deductable of $2000.00 before the insurance starts paying anything. After that they pay 75% of elligible claims.
Unfortunately the majority of my medical issues are for my back, and since I have had back problems since I was 15, insurance wont cover it now since it is a "pre existing condition" prior to my current insurance.

14 replies: All unread, jump to last
 
User currently offlineGo3Team From United States of America, joined Mar 2004, 3267 posts, RR: 16
Reply 1, posted (7 years 4 months 1 week 3 days 8 hours ago) and read 1122 times:

I pay $50 a week. For four prescriptions, I pay $40 a month. 2 of the prescriptions are pretty high $$$, thankfully the insurance knocks them down a bit. With what I pay, and what I have needed (so far - with one exception) I pay more than I use.


Yay Pudding!
User currently offlineAeroWesty From United States of America, joined Oct 2004, 20394 posts, RR: 62
Reply 2, posted (7 years 4 months 1 week 3 days 8 hours ago) and read 1120 times:

Quoting AA787823 (Thread starter):
insurance wont cover it now since it is a "pre existing condition" prior to my current insurance.

Interesting, most group health plans will only exclude coverage for a specific condition/illness for a specified period of time, not a lifetime.

Quoting AA787823 (Thread starter):
For me on my insurance I pay $230 a month insurance premium.

I pay $420 per month for the premium, $750 deductible, 80% afterwards for those under the PPO contract, then $10 generic/$20 brand name/$40 for non-formulary drugs when I visit the pharmacy. My effective cost per year is up around 40% from just two years ago. I found a free discount drug card on the 'net that actually gives me lower prices on a few of my drugs than I'd be charged if I used my insurance.



International Homo of Mystery
User currently offlineANCFlyer From , joined Dec 1969, posts, RR:
Reply 3, posted (7 years 4 months 1 week 3 days 8 hours ago) and read 1112 times:

None. US Army retirement benefit.

OK, a small cost. US$9 per prescription (US$4 for generic). I take no meds routinely.


User currently offlineThePRGuy From , joined Dec 1969, posts, RR:
Reply 4, posted (7 years 4 months 1 week 3 days 8 hours ago) and read 1106 times:

Quoting AA787823 (Thread starter):

Good old NHS here in the UK.
F**k off privatisation Big grin Lets keep this deficit getting deeper and deeper!
Pay a bit of the old NI payment - but nothing near your £150 a month.

Thanks
Alex


User currently offlinePaxBCN From Spain, joined Mar 2007, 10 posts, RR: 0
Reply 5, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1093 times:

And I was complaining about the Spanish social security... It's not perfect, but it's free!!

I believe that with those prices many people just can't afford to get sick or I'm missing something?

Pax


User currently offlineCharger From United States of America, joined Oct 2006, 273 posts, RR: 0
Reply 6, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1082 times:

Medical Insurance_ I pay nothing, zip, zero. All 100% paid for by my employer. I go to the doctor give them my ID card and walk out when I'm finished. No Deductibles, no Co-pay, nothing.

Dental Insurance- Same deal. My cost zero. All covered by my employer. No deductibles, or co-pay.

Eye exams and glasses. 1 eye exam per year, and (I think) it's 2 sets of glasses. My cost zip. I don't go to the eye doctor often. Probably been at least 5 years. So this may have changed a little.

Oh and my wife and children are 100% covered also, with no cost to me.


User currently offlineHighpeaklad From United Kingdom, joined Aug 2004, 538 posts, RR: 0
Reply 7, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1076 times:

Quoting ThePRGuy (Reply 4):
Good old NHS here in the UK.
F**k off privatisation Lets keep this deficit getting deeper and deeper!
Pay a bit of the old NI payment - but nothing near your £150 a month.

NI payments have nothing directly to do with the NHS. The NHS is funded through general taxation.

Tax rates are approximately the same in USA and UK but here we get free healthcare for your money.

And its not bad like everyone says. My dad needed a heart valve replacement and had been under a cardiologist for some months getting his weight down to an acceptable level. Once that was OK he saw a surgeon and had his operation the next week in a modern hospital. The only benefit of private treatment would have been better food in the hospital and a private room instead of a 6 bed ward (although I'd rather be in a 6 bed ward )

Chris



Don't try to keep up with the Joneses - bring them down to your level !
User currently offlineRobertNL070 From Netherlands, joined Sep 2003, 4532 posts, RR: 10
Reply 8, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1076 times:

Somewhere in between the UK/Spanish system and the United States. OMG Westy, isn't that daylight robbery?

€ 115.00 per month, € 0 deductible. 100% medical cover, 80% dental. Because I made about € 33.00 medical costs in 2006, I'm looking at a rebate of up to € 255.00 before 1 April  cheerful 

Robert  bouncy 



Youth is a gift of nature. Age is a work of art.
User currently offlineLijnden From Netherlands, joined Apr 2003, 562 posts, RR: 1
Reply 9, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1076 times:
Support Airliners.net - become a First Class Member!

Her in Holland I pay for my family of 4 people (2 adult and 2 kids) the following:

€ 331,74 taken from my salary by the government (they say it is for medicine)
€ 102,00 basis health insurance per adult
€ 47,00 extra package per adult (out of country treatment / alternative)
€ 31,00 dental package per adult
€ 22,00 extra package per child

Total: € 735,74 or € 183,94 per person

On top of that I pay € 38,00 per year in case I need a materials like a wheelchair to the local health store and I still pay for my prescription a part myself and all of the standard drugs like paracetamol, coughing syrop, band aid etc.



Be kind to animals!
User currently offlineSpringbok747 From Australia, joined Nov 2004, 4387 posts, RR: 10
Reply 10, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1070 times:

Even though we have Medicare, it sucks, always beter to have a private health insurance. I pay $940 a year, and includes dental cover also.


אני תומך בישראל
User currently offlineSabena332 From , joined Dec 1969, posts, RR:
Reply 11, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1062 times:

Way too much for way too less benefits... compulsory health insurances became a fucking joke here in Germany, I wish that I would still have a private health insurance via my parents.

Patrick


User currently offlineJohnboy From United States of America, joined Aug 1999, 2576 posts, RR: 7
Reply 12, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1057 times:

I pay $10 a month for health insurance premiums with my employer paying the rest (I work for a county government in California).

No co-pays for anything.

My medicine costs $2000/month and I don't pay a dime for it. Just walk in to the drugstore and say thank you.

I was hospitalized out of town a couple of years ago, and they didn't charge me a thing for it. I had to get a rare antibiotic that cost $75/pill and the Wal-Mart pharmacist was flabbergasted that she didn't have to charge me.


User currently offlineMaidensGator From United States of America, joined Jan 2007, 945 posts, RR: 0
Reply 13, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1052 times:

Quoting Highpeaklad (Reply 7):

Tax rates are approximately the same in USA and UK but here we get free healthcare for your money.

Hmmmmm.... On taxable income of US $100,000 you pay $22,300 in the US, $40,600 in the UK, not what I'd call approximately the same....



The first thing we do, let's kill all the lawyers.
User currently offlineAaron747 From Japan, joined Aug 2003, 8021 posts, RR: 26
Reply 14, posted (7 years 4 months 1 week 3 days 7 hours ago) and read 1052 times:

Japan has a National Health Insurance scheme. My NHI premium is around $90/month because my company pays for part of it. My wife and son are also covered.

For emergency room visits and hospital stays, NHI covers 70% of the cost. For my son's clinical visits and immunizations, everything is covered 100% until he's 12. For major surgery and things of that nature, NHI coverage is capped at a certain million-yen amount (equivalent to around $100,000). For cost beyond that, it's necessary to have the cash on hand, so a lot of people have supplemental private insurance.



If you need someone to blame / throw a rock in the air / you'll hit someone guilty
Top Of Page
Forum Index

This topic is archived and can not be replied to any more.

Printer friendly format

Similar topics:More similar topics...
Businesses May Move Health Care Overseas posted Fri Nov 3 2006 07:27:39 by NWDC10
World Cup Accessories Might Be Bad For Your Health posted Wed May 31 2006 05:11:35 by LTU932
Balance Between Private And Public Health Care? posted Sun May 21 2006 05:16:56 by AerospaceFan
Will Canada Phase Out Public Health Care? posted Tue Jan 24 2006 20:47:32 by AerospaceFan
Not-so-universal Health Care In Canada? posted Sat Jun 11 2005 00:38:17 by SQuared
Is Health Care A Civil Right? posted Thu Apr 28 2005 20:52:04 by ConcordeBoy
Canadians Face Long Waits For Health Care posted Sun Mar 20 2005 19:19:13 by N5176Y
The American Health Care System posted Sun Mar 13 2005 13:35:28 by Catatonic
Why Arguing Is Good For Your Health posted Fri Feb 18 2005 19:05:19 by Alberchico
Take Your Health Seriously. posted Tue Nov 9 2004 07:57:26 by Avt007
Health Care Reform Passed (Part 3) posted Sun Mar 28 2010 04:16:25 by SA7700
Health Care Reform Passed (Part 2) posted Mon Mar 22 2010 18:18:06 by starac17
Health Care Reform Passed! posted Sun Mar 21 2010 19:58:53 by Yellowstone
Obama Admits Health Care Could Be His Waterloo! posted Thu Mar 18 2010 08:02:31 by DXing
Health Care "Reform " Is This It ...? posted Mon Mar 15 2010 09:32:43 by AGM100
House To Pass Health Care Without Voting posted Thu Mar 11 2010 10:46:56 by Dreadnought
The Health Care Summit posted Thu Feb 25 2010 08:22:38 by dxing
White House Proposal For Health Care posted Mon Feb 22 2010 09:56:53 by ken777
Pelosi..Current Health Care Reform Dead! posted Thu Jan 21 2010 12:17:35 by DXing