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Friday Stupid Thread: Your Car Insurance Premiums  
User currently offlineFutureSDPDcop From United States of America, joined Feb 2006, 1293 posts, RR: 5
Posted (7 years 4 months 3 weeks 4 hours ago) and read 2330 times:

Yup. It's Friday in many parts of the world so why not start a useless thread.

How much are your car insurance premiums? And is that for full coverage or just liability?

Mine is $805 a year for full coverage on a 2003 Ford Ranger 4x4. That price reflects the increase of $100 I received last September for my "California Roll" thru a stop sign 1/4 mile from my house at 5:30am.

45 replies: All unread, showing first 25:
 
User currently offlineAA787823 From , joined Dec 1969, posts, RR:
Reply 1, posted (7 years 4 months 3 weeks 3 hours ago) and read 2321 times:

Mine is $1685 for full coverage on my 2004 Honda Accord.

User currently offlineAsuflyer05 From United States of America, joined Feb 2004, 2373 posts, RR: 3
Reply 2, posted (7 years 4 months 3 weeks 3 hours ago) and read 2321 times:

Mine is $2208 for a year. 100/300 coverage with $1000 deductibles on a 2006 Honda Accord.

When I lived in New Jersey it was $3838 for the same coverage.


User currently offlineItsjustme From United States of America, joined Apr 2004, 2808 posts, RR: 9
Reply 3, posted (7 years 4 months 3 weeks 3 hours ago) and read 2314 times:

$378/year. Basic coverage only (no collision, comprehensive, etc...) through AAA on my POS '92 Saturn. On my main ride, however, (99 Honda Shadow 1100), I have full coverage through GEICO which only runs me $128/yr.

User currently offlineBill142 From Australia, joined Aug 2004, 8466 posts, RR: 8
Reply 4, posted (7 years 4 months 3 weeks 3 hours ago) and read 2311 times:

about AUD$700 which isn't to bad considering I'm under 25.

User currently offlineCOIAHLGW From United States of America, joined Dec 2003, 155 posts, RR: 0
Reply 5, posted (7 years 4 months 3 weeks 2 hours ago) and read 2292 times:

$1680 for a year on an 02 Yukon and 04 Tahoe combination with full coverage. Not too bad for Harris County. And I'm insured with USAA, so I'm looking forward to a bonus rebate check at the end of the year  biggrin 


Last aircraft flown, N78008, EI-CSR, EI-DHP, N77014, N78008, EI-CSH, N78002, N68155, N77012, N78017, N19117, N38403
User currently offlineHalls120 From , joined Dec 1969, posts, RR:
Reply 6, posted (7 years 4 months 3 weeks 1 hour ago) and read 2287 times:

Quoting FutureSDPDcop (Thread starter):
Yup. It's Friday in many parts of the world so why not start a useless thread.

How much are your car insurance premiums? And is that for full coverage or just liability?

$580.00 a year on a 2004 Acura TL


User currently offlineGreasespot From Canada, joined Apr 2004, 3086 posts, RR: 20
Reply 7, posted (7 years 4 months 3 weeks 1 hour ago) and read 2275 times:

508 a year for a 2006....Mumble,,,K ,Mumble....I.....Mumble.......A

GS



Sometimes all you can do is look them in the eye and ask " how much did your mom drink when she was pregnant with you?"
User currently offlineSW733 From United States of America, joined Feb 2004, 6371 posts, RR: 9
Reply 8, posted (7 years 4 months 3 weeks ago) and read 2266 times:

About $580 a year for a 2003 Honda Accord, which isn't bad for being 23. I get a safe driver discount and good student discount, those help. I currently don't have a car in Namibia since I am living in the US, and I don't know what my parents pay for their insurance back in Windhoek as a comparison. I should probably find out in prep. for my move back...

User currently offlineJasYHZ From Canada, joined Sep 2005, 175 posts, RR: 0
Reply 9, posted (7 years 4 months 3 weeks ago) and read 2261 times:

$1873 per year for a 2007 Ford Fusion SEL V6 All Wheel Drive. Full coverage with 500 ded. for collision, 100 for comp. and one million liability.

I sort of miss my company car now......

JasYHZ



"That's it! You just made the list!"
User currently offlineANCFlyer From , joined Dec 1969, posts, RR:
Reply 10, posted (7 years 4 months 3 weeks ago) and read 2261 times:

About US$1330 a year for the BAFDT and the Camper.

GEICO

Safe Driver discount.
NCOA Membership discount.
AUSA Membership discount.
Passive Restrait discount.


User currently offlineAvianca From Venezuela, joined Jan 2005, 5934 posts, RR: 40
Reply 11, posted (7 years 4 months 3 weeks ago) and read 2259 times:

2000 USD, full coverage, to expensive for a country were a big part of the population earn only 50% as wage per year....


Colombia es el Mundo Y el Mundo es Colombia
User currently offlineMCOflyer From United States of America, joined Jun 2006, 8690 posts, RR: 16
Reply 12, posted (7 years 4 months 3 weeks ago) and read 2255 times:

1300 for pip/liability. for my suv.

Hunter



Never be afraid to stand up for who you are.
User currently offlineAsstChiefMark From , joined Dec 1969, posts, RR:
Reply 13, posted (7 years 4 months 3 weeks ago) and read 2252 times:

$672 a year on a 2001 Ford Explorer Sport Trac 4x4. Includes $0 deductable comprehensive and $250 deductable on collision.

It pays to have a clean driving record. So there, you silly leadfoots.


User currently offlineJAGflyer From Canada, joined Aug 2004, 3582 posts, RR: 4
Reply 14, posted (7 years 4 months 3 weeks ago) and read 2244 times:

$8000 a year because I have tickets in every city I've ever set foot in.

Signed,
LOT767-333ER



Support the beer and soda can industry, recycle old airplanes!
User currently offlineWildcatYXU From Canada, joined May 2006, 2659 posts, RR: 5
Reply 15, posted (7 years 4 months 2 weeks 6 days 23 hours ago) and read 2233 times:

Quoting AsstChiefMark (Reply 13):
It pays to have a clean driving record. So there, you silly leadfoots.

It doesn't help you if you only live 6 years in Ontario... $ 3000 a year for a 2006 G6 and a '96 Stratus... Nobody gives a damn around here that I drove some 850 000 km without an accident caused and i paid my last fine in 1995  banghead 


User currently offlineAerobalance From United States of America, joined Sep 2000, 4683 posts, RR: 46
Reply 16, posted (7 years 4 months 2 weeks 6 days 23 hours ago) and read 2230 times:

Full Coverage for each vehicle:
2007 BMW 335i $1300/year
2007 Honda Civic LX $700/year
2005 Nissan Titan $750/year
1987 Ford Mustang GT $425/year

State Farm



"Sing a song, play guitar, make it snappy..."
User currently offlineAirCop From , joined Dec 1969, posts, RR:
Reply 17, posted (7 years 4 months 2 weeks 6 days 22 hours ago) and read 2223 times:

100/300 coverage, plus full coverage- 12 month policy

2004 Toyota Highlander $493
2007 Toyota Prius $1014
2001 Toyota Prius $1954 (primary driver is 17 years of age, ouch!)

AARP/Hartford

Sidenote insurance companies aren't in love with the Prius due to the cost of replacing the battery pack in a rear end collision so the collision portion is high. Collision on the Highlander is $83, the Prius is $239 and $439.


User currently offlineUAL747 From , joined Dec 1969, posts, RR:
Reply 18, posted (7 years 4 months 2 weeks 6 days 22 hours ago) and read 2222 times:

For my BMW 540i it's approximately $2,800 every six months. (I have a lot of traffic tickets).

UAL


User currently offlineWildcatYXU From Canada, joined May 2006, 2659 posts, RR: 5
Reply 19, posted (7 years 4 months 2 weeks 6 days 22 hours ago) and read 2221 times:

Quoting UAL747 (Reply 18):
For my BMW 540i it's approximately $2,800 every six months. (I have a lot of traffic tickets).

They should double it. Just because of you false "M" badges  duck 


User currently offlineAirCop From , joined Dec 1969, posts, RR:
Reply 20, posted (7 years 4 months 2 weeks 6 days 22 hours ago) and read 2219 times:

Quoting UAL747 (Reply 18):
For my BMW 540i it's approximately $2,800 every six months. (I have a lot of traffic tickets).

$5,600 a year for one vehicle, ouch! Maybe you need something invisible like a Kia for a while...


User currently offlineItsjustme From United States of America, joined Apr 2004, 2808 posts, RR: 9
Reply 21, posted (7 years 4 months 2 weeks 6 days 21 hours ago) and read 2213 times:

Quoting JAGflyer (Reply 14):
$8000 a year because I have tickets in every city I've ever set foot in.

Signed,
LOT767-333ER

 rotfl 


User currently offlineBoeing74741R From United Kingdom, joined Apr 2007, 1184 posts, RR: 0
Reply 22, posted (7 years 4 months 2 weeks 6 days 17 hours ago) and read 2198 times:

Because here in the UK insurance companies like to screw every single young driver (17-25) for what they are worth with sky high premiums I'm paying £1,300 for 3rd Party Fire and Theft for my T-reg (1999) Fiat Punto (1.2 SX 60).

To go on Fully Comp my premiums would be in the region of £2,000-3,000.

[Edited 2007-08-03 12:08:04]

User currently offlineGordonsmall From UK - Scotland, joined Jun 2001, 2182 posts, RR: 21
Reply 23, posted (7 years 4 months 2 weeks 6 days 17 hours ago) and read 2193 times:

Quoting Boeing74741R (Reply 22):
Because here in the UK insurance companies like to screw every single young driver (17-25) for what they are worth with sky high premiums

It's not screwing, it's called paying your share! Young drivers, and particularly inexperienced young drivers are MANY more times more likely to have an accident than someone who is over 25, hence we pay a larger share of the overall insurance burden on drivers. Though incidentally I only pay £152 a year for my Stilo JTD and 328i on a fully-comprehensive multi-car policy (along with fully comp cover for any vehicle I don't own) with both myself and my best friend as named drivers - and we're both under 25! (just)

Quoting Boeing74741R (Reply 22):
I'm paying £1,300 for 3rd Party Fire and Theft for my T-reg (1999) Fiat Punto (1.2 SX 60).

And how long have you been driving? When I was 17 I was paying £1800 a year for third party only cover on my Astra 2.0 GTE, but I wanted a car so had to pay for it. You have a choice!



Statistically, people who have had the most birthdays tend to live the longest.
User currently offlineGoldenshield From United States of America, joined Jan 2001, 6118 posts, RR: 14
Reply 24, posted (7 years 4 months 2 weeks 6 days 17 hours ago) and read 2189 times:

$500/year full coverage through AAA on my 1996 F-150. Paying the semester in full helps, too.


Two all beef patties, special sauce, lettuce, cheese, pickles, onions on a sesame seed bun.
25 RobertNL070 : €408/$530/£280 per annum on my 2004 Peugeot 206 1.6 16v. Robert
26 Pencrypted : $2900 year for 2006 smart fortwo. no deductible and a clean record
27 WildcatYXU : Now, this i call ripoff.
28 United_Fan : Jeez,I thought I was paying too much,but not anymore.I pay $1200 for my 2000 Z28 and 98 200SX with full coverage a year.
29 Post contains images ManuCH : $2100 per year for full coverage of a 2006 Volkswagen Golf GTI. Wait and see what happens when you get that new exhaust
30 Arsenal@LHR : Mine is £613 a year third party fire and theft with windscreen cover and a years no claims bonus. Not a bad deal for someone who's still under 25.
31 DucatiRacer : $2184/year 2004 Range Rover HSE $1872/year 2004 BMW M3 cabrio $1512/year 1996 Range Rover 4.0 SE All full coverage based in Dallas, with deductibles r
32 Antdenatale : I drive a 2006 Ford Focus and mine is around £390 per year fully comprehensive with 4 years no claims discount, I do have my wife on the policy as a
33 VSLover : $909/year for my 2007 BMW 530xi super cheap because i am insured through a company that only insures to public school teachers which my dad was years
34 Bwaflyer : £298 ($600 US) per year fully comp inc windscreen and hire care for my mini cooper - cheap but then 16 years no claims discount and no convictions. T
35 EGGD : About £1200 for this year but my monthly premium is actually £120/month because i switched cars, I haven't figured out why yet.. Thats third party a
36 57AZ : Approximately $500 a year for my 2001 Altima. When I had a 1997 Jeep Cherokee, it was about $1200. UV/SUV insurance rates in Arizona are two or three
37 Pope : $821/year on my 2007 Acura RL. 300/300/300 liability coverage 100 Comp 250 Coll PIP and U3 I also carry a $2M PLUP with U endorsment that covers both
38 Pencrypted : The initially wanted to charge me $5000 i literally told him to sod off on the phone
39 UPS707 : I'm paying $2400/year for 100/300k liability and Zero deductible for my 2005 Mazda6, 2007 Rav4 and 97 Tacoma 4x4. My Tr7 I have insured as a classic a
40 UAL747 : Do you think that would raise it? (I seriously don't know the answer to that). And why would it raise it? UAL
41 Post contains images Diamond : What about the AARP discount?
42 ManuCH : No, I don't think so, it was just a joke... what I think is that you should be careful to pick a legal exhaust, if you actually want to modify it. I
43 MCOflyer : That doesn't apply to ANC, hes only 35. My SUV is 2000 Suzuki Grand Vitara and getting a car would lower it by $100 a yr. I have a clean record and t
44 Diamond : ????????? Using what measurement of time ?????????
45 AsstChiefMark : You're nuts. He's got six hash marks. Add the age of entry into the military. Plus all the years as a cop in Alaska. Figure it out, man.
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