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Debit Card Debacle!  
User currently offlineRacingGreen07 From , joined Dec 1969, posts, RR:
Posted (6 years 6 months 4 days 5 hours ago) and read 1481 times:

Hey Guys!

I'm in abit of a pickle! Basically, I have a debit card I rarely use and have forgotten the pin number for it to access the account via a cash machine. I usually use this debit card for my online transactions. Further to this the signature is smudged (the space they provide doesn't like my damn pens!)

I don't have the pin number to it and therefore cannot use a cash machine to take money out. I signed into the online banking service and there is money in the account I want to pull out in cash.

Can I just walk into the branch, show my debit card and my drivers license with my picture and my citizen card (also with my picture) and take the cash out?

Regards!

17 replies: All unread, jump to last
 
User currently offlinePlymSpotter From Spain, joined Jun 2004, 11638 posts, RR: 60
Reply 1, posted (6 years 6 months 4 days 5 hours ago) and read 1475 times:

I have one card which, like you, I don't have a clue what the pin is on it. When I want to take money out I just transfer it into an account which I know the pin number of and do it that way - if it's the same bank for both accounts then it should transfer instantly.


Dan  Smile



...love is just a camouflage for what resembles rage again...
User currently offlineSunshine79 From UK - England, joined Jan 2006, 1759 posts, RR: 30
Reply 2, posted (6 years 6 months 4 days 5 hours ago) and read 1465 times:



Quoting RacingGreen07 (Thread starter):
Can I just walk into the branch, show my debit card and my drivers license with my picture and my citizen card (also with my picture) and take the cash out?

Yes you can withdraw cash over the counter, but I would take another form of ID with you i.e utility bill just in case.



Formerly alcregular, Why drive when you can fly?
User currently offlineRara From Germany, joined Jan 2007, 2071 posts, RR: 2
Reply 3, posted (6 years 6 months 4 days 5 hours ago) and read 1465 times:

Yes - that ought to be possible even without your debit card.

I'd just take my ID with me, but seeing that you Brits don't really have those, a driver's license (and possibly passport, to be safe) should do it.



Samson was a biblical tough guy, but his dad Samsonite was even more of a hard case.
User currently offlineCaptaink From Mexico, joined May 2001, 5109 posts, RR: 12
Reply 4, posted (6 years 6 months 4 days 5 hours ago) and read 1465 times:



Quoting RacingGreen07 (Thread starter):

Can I just walk into the branch, show my debit card and my drivers license with my picture and my citizen card (also with my picture) and take the cash out?

If you can access your account online, that means you can obtain your account number. That with ID, is all you need to withdraw money in person from the bank. However you can also have your pin reset, providing your account number and adecuate ID.



There is something special about planes....
User currently offlineKmh1956 From Bermuda, joined Jun 2005, 3324 posts, RR: 7
Reply 5, posted (6 years 6 months 4 days 5 hours ago) and read 1455 times:

If the signature is smudged, it may be time to replace the card. Go into the bank where the card was issued and tell them what you've told us.....


'Somebody tell me why I'm on my own if there's a soulmate for everyone' :Natasha Bedingfield
User currently offlineFlyingbronco05 From United States of America, joined May 2002, 3840 posts, RR: 2
Reply 6, posted (6 years 6 months 4 days 5 hours ago) and read 1438 times:

You can also call the company and ask for your pin.  Yeah sure


Never Trust Your Fuel Gauge
User currently offlineRacingGreen07 From , joined Dec 1969, posts, RR:
Reply 7, posted (6 years 6 months 4 days 5 hours ago) and read 1428 times:



Quoting Flyingbronco05 (Reply 6):
You can also call the company and ask for your pin.

Oh I will lol, It's just I need that money tommorow and they send the new pin by post (at least 5 working days!)

thanks for all the help guys!

Regards!


User currently offlineMD11junkie From Argentina, joined May 2005, 3148 posts, RR: 57
Reply 8, posted (6 years 6 months 4 days 4 hours ago) and read 1422 times:



Quoting RacingGreen07 (Reply 7):
Oh I will lol, It's just I need that money tommorow and they send the new pin by post (at least 5 working days!)

Well, at least right here in Argentina (customer of Standard Bank), they clear up the Debit Card pin in the accounts originating branch and you have 24hrs to enter a new one.

That simple, I don't know how to go through that hassle of sending it by mail and that crap.  Smile

Oh, and yes, it's your account and unless you've signed up for an electronic-only transaction plan, there's no impediment for you to go on to the counters and get money.

That said, ID and account number are really necessary.  Smile

Gaston - The MD11junkie



There is no such thing as Boeing vs Airbus as the queen of the skies has three engines, winglets and the sweetest nose!
User currently offlineAirfoilsguy From , joined Dec 1969, posts, RR:
Reply 9, posted (6 years 6 months 4 days 4 hours ago) and read 1405 times:

Whats your card number? I may be able to help.
























Please don't post your number. Its a joke


User currently offlineAndz From South Africa, joined Feb 2004, 8450 posts, RR: 10
Reply 10, posted (6 years 6 months 4 days 4 hours ago) and read 1388 times:
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Banking in the UK has always amused me. Back in 1982 we were already using ATMs here, I went to the UK on holiday and my dad gave me some money in his Yorkshire Building Society account. I went to the branch in Leeds, all well and good but I must open an account. No problem there.

"Where do you think you will be drawing money?"
"I don't know, wherever I need it"
"Oh, because we need to send a signature card to the branches where you want to draw. Without that you can't draw money"
"WTF???"

I went to the teller, drew the lot and closed the account.



After Monday and Tuesday even the calendar says WTF...
User currently offlineRacingGreen07 From , joined Dec 1969, posts, RR:
Reply 11, posted (6 years 6 months 4 days 4 hours ago) and read 1383 times:



Quoting Airfoilsguy (Reply 9):
Please don't post your number. Its a joke

Ha..........ha......LOL, you need more than my account number to take money from my account. Move with the times, security has changed since the 70's Big grin  Silly  old 

Quoting Andz (Reply 10):
"Oh, because we need to send a signature card to the branches where you want to draw. Without that you can't draw money"

WTH ? Thats crazy!

Regards!


User currently offlineMoo From Falkland Islands, joined May 2007, 3909 posts, RR: 4
Reply 12, posted (6 years 6 months 4 days 3 hours ago) and read 1360 times:



Quoting RacingGreen07 (Reply 11):

Ha..........ha......LOL, you need more than my account number to take money from my account. Move with the times, security has changed since the 70's

Only if you are lucky, did you read what happened to Jeremy Clarkson?


User currently offlineKmh1956 From Bermuda, joined Jun 2005, 3324 posts, RR: 7
Reply 13, posted (6 years 6 months 4 days 3 hours ago) and read 1350 times:



Quoting Andz (Reply 10):
Banking in the UK has always amused me. Back in 1982

Oh yeah...same year, but in Manchester (Sale/Salford area to be precise)...I'd moved up there for a while and was going out to look for a job. I had brought American Express travller's checks with me....for shopping, transport, meals etc......and was told in more than one place "we don't take American Express"....WTF? I had to go to a TRAVEL AGENCY to cash a traveller's check.

Talk about Bizarro World....



'Somebody tell me why I'm on my own if there's a soulmate for everyone' :Natasha Bedingfield
User currently offlineMoo From Falkland Islands, joined May 2007, 3909 posts, RR: 4
Reply 14, posted (6 years 6 months 4 days 3 hours ago) and read 1346 times:



Quoting Kmh1956 (Reply 13):

Oh yeah...same year, but in Manchester (Sale/Salford area to be precise)...I'd moved up there for a while and was going out to look for a job. I had brought American Express travller's checks with me....for shopping, transport, meals etc......and was told in more than one place "we don't take American Express"....WTF? I had to go to a TRAVEL AGENCY to cash a traveller's check.

Yes, American Express isn't a widely used card in the UK - its available, but its definitely one of the smaller cards over here. Whats bizarre about that?

Quoting Andz (Reply 10):
Banking in the UK has always amused me. Back in 1982 we were already using ATMs here, I went to the UK on holiday and my dad gave me some money in his Yorkshire Building Society account. I went to the branch in Leeds, all well and good but I must open an account. No problem there.

"Where do you think you will be drawing money?"
"I don't know, wherever I need it"
"Oh, because we need to send a signature card to the branches where you want to draw. Without that you can't draw money"
"WTF???"

I went to the teller, drew the lot and closed the account.

You are talking about a Building Society in 1982 - they were most certainly not acting as banks then, and were primarily very local in scope so the signature card at each branch makes sense.


User currently offlineTom in NO From United States of America, joined Nov 1999, 7194 posts, RR: 33
Reply 15, posted (6 years 6 months 4 days 3 hours ago) and read 1335 times:



Quoting Airfoilsguy (Reply 9):
Whats your card number? I may be able to help.

If you asked that question of me, the card number would be of absolutely no value to you.....cause there's next to nothing in the account  wink 

Tom at MSY



"The criminal ineptitude makes you furious"-Bruce Springsteen, after seeing firsthand the damage from Hurricane Katrina
User currently offlineRacingGreen07 From , joined Dec 1969, posts, RR:
Reply 16, posted (6 years 6 months 4 days 3 hours ago) and read 1333 times:



Quoting Tom in NO (Reply 15):

Tsk tsk Mr Tom, why do we always see the bad in people? He may in fact want to put MONEY INTO your account....


User currently offlineRacingGreen07 From , joined Dec 1969, posts, RR:
Reply 17, posted (6 years 6 months 4 days 3 hours ago) and read 1331 times:



Quoting Moo (Reply 12):
Only if you are lucky, did you read what happened to Jeremy Clarkson?

Oh yeah just read it now.

http://news.bbc.co.uk/1/hi/entertainment/7174760.stm

At least it was for a good cause :P


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