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Question About Welfare?  
User currently offlineAviacsa737 From , joined Dec 1969, posts, RR:
Posted (3 years 11 months 1 week 3 days 14 hours ago) and read 1904 times:

Well, first, i live in the US, California to be precise, and well lets just say my job hunt has gone REALLY REALLY bad. I graduated with a Bachelors of Science from a private University, so I'm in debt big time. This debt is due to begin repayment in October, and i have private loans, so deferment is unlikely on those, maybe even on the federal ones....this brings me to my question, I'm living with my mom because, well I'm broke   . I have no income and don't qualify for unemployment because my job during University was part time...so I'm thinking welfare may be my only solution to avoiding going in default and thus never being able to get credit, a job or a home, only problem is i live with my mom, so I'm not sure if I'm considered dependant or not. Shes struggling too by the way.

Does anyone know anything about the welfare system? Anything at all, any personal experience mostly? Its a mess getting info out there.

I'm not really employable in this economy, since a BS has become the new high school diploma, and no relevant experience with a college degree = worthless. Basically it means i don't qualify for any typical middle skill job, while the degree means I'm overqualified for menial low/non skilled jobs. I'm not even getting interviews from grocery stores that ont even require a high school diploma.   

Thanks for any helpful info or ideas.

33 replies: All unread, showing first 25:
 
User currently offlineGQfluffy From , joined Dec 1969, posts, RR:
Reply 1, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1895 times:

Not employable? If you stick to the current scheme of how you do things, you aren't, and frankly that's pathetic. Time to adapt sonny jim.

Retail. Temp Jobs. They suck (I've been stuck doing them for a year now), but it's cash coming in to pay for your bills. Welfare my ass. That's the problem with this country. You should be out doing anything AND everything, not just giving up because you can't find a job in your field. I haven't been able to find one in MY field for two years, and got it through my thick head I needed to change. You don't have that much time, so you'll need to adapt quicker.

Sorry to be a bit upfront, but you need to get off your butt and do the crap jobs until something better comes through. Welfare? Sorry, but to think that's your only option if you can't find something in your career field, well, that's giving up a bit too easily, don't you think?

[Edited 2010-08-23 18:21:18]

User currently offlineCadet57 From United States of America, joined Jul 2005, 9085 posts, RR: 31
Reply 2, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1874 times:

Quoting GQfluffy (Reply 1):
Welfare my ass. That's the problem with this country.

God dam right.

Quoting GQfluffy (Reply 1):
You should be out doing anything AND everything, not just giving up because you can't find a job in your field.

      . Stop just looking for jobs in your field. Look everywhere. Don't skip over a job because you feel its below you.



Doors open, right hand side, next stop is Springfield.
User currently offlineAirstud From United States of America, joined Nov 2000, 2638 posts, RR: 3
Reply 3, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1874 times:

Ease up there, GQ, he did say he was applying at grocery stores.


Pancakes are delicious.
User currently offlineDreadnought From United States of America, joined Feb 2008, 8791 posts, RR: 24
Reply 4, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1863 times:

Quoting Aviacsa737 (Thread starter):

I'm not really employable in this economy, since a BS has become the new high school diploma, and no relevant experience with a college degree = worthless. Basically it means i don't qualify for any typical middle skill job, while the degree means I'm overqualified for menial low/non skilled jobs. I'm not even getting interviews from grocery stores that ont even require a high school diploma.

Is there something you are good at? Do you know computers or cameras? Go apply at Best Buy or HHGreggs. I worked at Circuit City for a few months before getting a job as Finance Director. You do what you gotta do.

As for Welfare, I have no idea - I have never taken welfare or unemployment benefits in the US (I did take unemployment in Switzerland many years ago).

Just a question: What is your BS in?



Veni Vidi Castratavi Illegitimos
User currently offlineGQfluffy From , joined Dec 1969, posts, RR:
Reply 5, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1862 times:

Maybe I did come down a bit hard, but it seems like he needs a wake-up call.

Welfare?! In my 15 months of struggling, it never once crossed my mind. Welfare is NOT an option. One CAN find work if they want it. Yeah I applied at grocery stores, retail (even Old Navy...ick), even fast food. It's cash coming in...pride is secondary. I have 5.5 years of college and a degree and I'm slaving away (well...it's not that bad) at an IKEA. It's not where I pictured myself, but in this day and age...it's a friggin job.

If you can't find work before your loans come due, you should be responsible and get in contact with your loan provider. Explain the situation. They'd rather you talk to them BEFORE the due date, and will work with you, rather then hide from them because you can't pay.


User currently offlineKen777 From United States of America, joined Mar 2004, 8189 posts, RR: 8
Reply 6, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1858 times:

A friend of mine's Dad got a degree in Chemical Engineering from Rice, which is a pretty highly rated Engineering School. Unfortunately he graduated in the 30's - during a depression when there were no jobs for grads. So he was digging ditches for a while.

My father was in the same boat - BS in Mechanical Engineering. Fortunately his father had a job in Baton Rouge so Dad was able to stay in school and get his Masters. Still no job, but LSU offered him a lowest level professorship if he got his PhD. Then a friend working at an oil company came up with a job - one that lasted 43 years.

Right now the "Great Recession" is supposed to be ending, but jobs are lagging behind at a rate that is so slow we might as well have been in a depression. For too many people it has been a depression.

That is your situation today. Hopefully your BS will help get an entry level position, but for now it is a matter of hanging on with any job you can get.


User currently offline474218 From United States of America, joined Oct 2005, 6340 posts, RR: 9
Reply 7, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1848 times:

I feel for you, I have relatives in the same position.

But the first thing you have to do is get out of California. California is not business friendly.

Companies in North and South Dakota are crying for people. ND unemployment rate 3.6, SD 4.4, California 12.3.


User currently offlineAirstud From United States of America, joined Nov 2000, 2638 posts, RR: 3
Reply 8, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1845 times:

Well, leaving for another state may not be an option for him; that takes cash as well.

You are doing the right thing by living with your mom (which I doubt is exactly what you wanted right after college, but this day and age...)as that is evidence that you're not being prideful; and pride will get you.

But definitely talk to your loan providers and ask about working out a different payment schedule...creditors do prefer to hear from debtors who truly intent to pay what they owe; much more than they enjoy charging off delinquent accounts.

And if you just graduated, that makes you what; 21, 22? That's plenty of time to build a good credit history even if things aren't going your way at the moment. Hell I had MAJOR credit problems in my early 30's, it brough my FICO score down to the mid 500's. It's now in the mid-600's and climbing steadily.



Pancakes are delicious.
User currently offlineAviacsa737 From , joined Dec 1969, posts, RR:
Reply 9, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1838 times:

Quoting GQfluffy (Reply 1):
Retail. Temp Jobs. They suck (I've been stuck doing them for a year now), but it's cash coming in to pay for your bills.


Im applying to EVERY kind of job. Just not getting any replies back, or get turned down with no reason given   . I'm not trying to come off as if i wont take certain jobs. I happen to be in a part of California that's like #3 or 5 in the country for the highest unemployment rates.   I am trying to find jobs.

Quoting GQfluffy (Reply 1):
Sorry to be a bit upfront, but you need to get off your butt and do the crap jobs until something better comes through


As mentioned before, i AM looking for those jobs.

Quoting Cadet57 (Reply 2):
Look everywhere. Don't skip over a job because you feel its below you.


If i wrote it wrong, let me clarify, i am ONLY considering welfare, because I'm in between a rock and a hard place, on one hand i don't qualify for middle skilled jobs anymore, because of the recession, and not having related experience, also a Bachelors just isn't worth anything any more (my luck, go figure) BUT having a degree also raises alarm bells with low paying jobs, because they know ill leave first upgrade i get, so they pass my app up... I'm not sure how to deal with that. Cant really lie about my level of education on an application.

Quoting Dreadnought (Reply 4):
What is your BS in?


Ironically, Aviation Management...i couldn't do an internship due to financial constraints and the fact that the few airlines where i went to school at, a hub city, which shall remain nameless didn't oddly enough have the internships at their hub. Couldn't really relocate during the school year... and bingo...no experience in a field that i am fully aware values experience more than a degree.

Quoting GQfluffy (Reply 5):
you should be responsible and get in contact with your loan provider.


Yeah, I'm ready for that, I'm just prepping for the worst ase scenario. The way they word those loan terms its as if they dont make exceptions for anyone or any reason.


User currently offline474218 From United States of America, joined Oct 2005, 6340 posts, RR: 9
Reply 10, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1826 times:

Join the military. With you education you could even become an officer.

User currently offlineGQfluffy From , joined Dec 1969, posts, RR:
Reply 11, posted (3 years 11 months 1 week 3 days 13 hours ago) and read 1823 times:

Not trying to make you feel like crap at all. Believe me, I've been there...it sucks...and you feel like the entire world doesn't give a damn. Keep trying. If for nothing else, at least for yourself. Sure it'll be a shitty job, but in the end, you'll know you're trying and getting some sort of cash that isn't coming from the government. That'll put you a dozen pegs above the welfare slobs.

User currently offlineFlyPNS1 From United States of America, joined Nov 1999, 6578 posts, RR: 24
Reply 12, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1819 times:

Not a welfare expert, but I don't believe you would be eligible for welfare. Generally speaking, able-bodied adults with no dependents are not eligible...nor should they be IMO.

Given your interests, you may want to consider moving even though I know you have little cash right now. There are areas (notably Washington, DC) where your degree might just get you a decent job. Admittedly, it might not be exactly aviation management, but it would get you in the ballpark.


User currently offlineGQfluffy From , joined Dec 1969, posts, RR:
Reply 13, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1817 times:

Quoting FlyPNS1 (Reply 12):
Generally speaking, able-bodied adults with no dependents are not eligible...nor should they be IMO.

If you lived in this town, you'd be so wrong, even though you are right. Lets not even get into race issues, because here, there's a large discrepancy.


User currently offlineSuperfly From Thailand, joined May 2000, 39703 posts, RR: 75
Reply 14, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1799 times:

Quoting GQfluffy (Reply 13):
Quoting FlyPNS1 (Reply 12):
Generally speaking, able-bodied adults with no dependents are not eligible...nor should they be IMO.

If you lived in this town, you'd be so wrong, even though you are right.

In California, you have to have children, former ward of the court (fmr. foster child) or have served in the military in order to qualify. Those who are single with no children receiving government money are either on disability or have been determined mentally incapable of getting a job.

Quoting GQfluffy (Reply 13):
Lets not even get into race issues, because here, there's a large discrepancy.

So why did you bring it up?  
Quoting Aviacsa737 (Thread starter):

Best of luck in your job search. It is really tough out there.



Bring back the Concorde
User currently offlineShyFlyer From , joined Dec 1969, posts, RR:
Reply 15, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1790 times:

Quoting Aviacsa737 (Reply 9):
BUT having a degree also raises alarm bells with low paying jobs, because they know ill leave first upgrade i get, so they pass my app up... I'm not sure how to deal with that. Cant really lie about my level of education on an application.

Well, you can just omit the fact that you have a college degree on applications for jobs that don't require one.


User currently offline11Bravo From United States of America, joined Feb 2005, 1717 posts, RR: 10
Reply 16, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1776 times:

You may qualify for a one-time emergency Food Stamp issuance. Able-bodied adults without dependants are eligible for 90 days of Food Stamps (approx $100 per mo) in a 36 month period. In terms of housing and everything else, you're SOL.


WhaleJets Rule!
User currently offlineAviacsa737 From , joined Dec 1969, posts, RR:
Reply 17, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1775 times:

Quoting Superfly (Reply 14):
In California, you have to have children, former ward of the court (fmr. foster child) or have served in the military in order to qualify.


I thought as much...   Wasn't quite sure though, as it varies by county somewhat.

Quoting FlyPNS1 (Reply 12):
Given your interests, you may want to consider moving even though I know you have little cash right now. There are areas (notably Washington, DC) where your degree might just get you a decent job


I have considered that, there's actually a fair amount of aviation jobs there. Problem is that 1) the cost of moving and 2) the extremely high cost of living in the DC area doest really make it feasible to move for low paying jobs. For a decent salary id do it in no time. I have absolutely ZERO attachment to California, believe me, this train wreak of a state is the last place id like to be.

Quoting ShyFlyer (Reply 15):
Well, you can just omit the fact that you have a college degree


Yeah i do when i can, some application s you don't get the option to ommit though even for ones that don't require a degree. Kind of a damned if you do damned if you don't scenario.

Quoting Superfly (Reply 14):
Best of luck in your job search


Thanks,ill need it  
Quoting 474218 (Reply 10):
Join the military.


I'm exploring that option, running into some issues there though.

Quoting GQfluffy (Reply 11):
Sure it'll be a shitty job, but in the end, you'll know you're trying and getting some sort of cash that isn't coming from the government


Believe me, i want nothing more than to work, but i also need to survive. Like i said welfare would be my last resort, but it looks like i wouldn't qualify anyways. I'm not jobless because i want to be, I'm jobless because no one is hiring. Either that or my resume sucks, or a combination of both. Its hard to tell when you don't know why you get turned down for a job.


User currently offlinetrvyyz From Canada, joined Oct 2004, 1369 posts, RR: 10
Reply 18, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1768 times:

I think you could try for job as ESL teacher in Asia or Africa.
http://www.esljobsworld.com/

[Edited 2010-08-23 20:18:35]

User currently offlineBMI727 From United States of America, joined Feb 2009, 15719 posts, RR: 26
Reply 19, posted (3 years 11 months 1 week 3 days 12 hours ago) and read 1769 times:

Quoting 474218 (Reply 10):
Join the military. With you education you could even become an officer.

That might not be a terrible suggestion. They'd probably pay off your loans, give you a steady paycheck, and decent benefits.

Quoting Superfly (Reply 14):
In California, you have to have children,

So, what is he waiting for? Get out there and knock some chick up!   Sadly, some would consider that to be valid advice.  



Why do Aerospace Engineering students have to turn things in on time?
User currently offlineSuperfly From Thailand, joined May 2000, 39703 posts, RR: 75
Reply 20, posted (3 years 11 months 1 week 3 days 11 hours ago) and read 1759 times:

Quoting BMI727 (Reply 19):
Get out there and knock some chick up!

I hope not.

Quoting BMI727 (Reply 19):
Sadly, some would consider that to be valid advice.

Sad but true.  



Bring back the Concorde
User currently offlineOA412 From United States of America, joined Dec 2000, 5232 posts, RR: 25
Reply 21, posted (3 years 11 months 1 week 3 days 11 hours ago) and read 1758 times:

May I ask how you are approaching the job search? Are you looking at all possibilities or just giving up because you haven't found anything? A friend of mine was laid off near the beginning of the recession and did not find work for about 8 months or more. It's tough, but I'm certain that something is out there.

Also, when you say you are not being asked back for an interview, are you following up with the company? I know that some places (especially government employers) are on a "don't call us, we'll call you" system, but it wouldn't hurt to follow up. At the very least, it will show a potential employer that you're actually interested in the job.

You may also consider showing your resume to friends/family and getting feedback on it. Perhaps they can help you strengthen it.

Quoting Cadet57 (Reply 2):
Quoting GQfluffy (Reply 1):Welfare my ass. That's the problem with this country.
God dam right.

Yup that's the problem. End welfare. Problem solved. Oh, happy day.  
Quoting Aviacsa737 (Thread starter):
This debt is due to begin repayment in October, and i have private loans, so deferment is unlikely on those, maybe even on the federal ones

I do not know about private loans, though you certainly should speak to your lenders to find out for sure, but your federal loans are absolutely deferrable. You have to fill out some forms indicating that you cannot make the payments based on current income and they will generally defer the loan repayments for 1 year. If I'm not mistaken, you are allowed up to 3 years worth of deferrals on loans, though there are other means available if you go beyond the 3 years and still cannot repay.

Quoting Aviacsa737 (Thread starter):
I'm not really employable in this economy

You probably are. Just look at every possible opportunity, and don't focus simply upon finding work in your particular field.

Quoting Aviacsa737 (Thread starter):
Basically it means i don't qualify for any typical middle skill job, while the degree means I'm overqualified for menial low/non skilled jobs.

You may be overqualified, but a lot of them will hire you irrespective of that fact. A body is a body, and most of them couldn't care less if you are overqualified as long as you are willing to do the job they ask of you.

Quoting FlyPNS1 (Reply 12):
Generally speaking, able-bodied adults with no dependents are not eligible...nor should they be IMO.

I think it depends upon the State in question. I know that here in Utah, even those without dependents are eligible for Food Stamps and Medicaid although, IIRC, ineligible for other forms of welfare. Of course, things may have changed.

Quoting Superfly (Reply 14):
Quoting GQfluffy (Reply 13):Lets not even get into race issues, because here, there's a large discrepancy.
So why did you bring it up?

It makes one wonder doesn't it?   



Hughes Airwest - Top Banana In The West
User currently offlinevikkyvik From United States of America, joined Jul 2003, 9783 posts, RR: 26
Reply 22, posted (3 years 11 months 1 week 3 days 11 hours ago) and read 1747 times:
Support Airliners.net - become a First Class Member!

Quoting Aviacsa737 (Reply 9):

There's no doubt that looking for a job sucks. And with the current economy, it sucks even more.

However, I personally think that if you haven't found a job, 90% of the time it means you probably haven't looked hard enough. I don't mean any offense by that.

I have gotten 4 different jobs in the last 6 years without a college degree. 3 out of the 4 were quasi-engineering jobs, and the 4th was at the Post Office (by the way, it's worth looking there - I won't lie, the job sucks, but pay is reasonable and benefits are good).

The 3 quasi-engineering jobs I got were with small companies. I've always found that small companies are much more willing to hire people who aren't exactly the textbook definition of what they're looking for. The first 2 companies were 15-20 people each. The 3rd (where I currently work), had about 50 when I joined, and is now up to around 80 or something (I finished my degree while working for this company, and was made a full engineer upon completion). My schooling wasn't directly relevant to any of those 3 jobs, for the most part.

I don't know for certain, but there are gazillions of small-to-medium-size companies in the greater LA area at which you could probably get a job doing something, and probably make more money than working at CVS or whatever. And you might just learn some useful skills while you do it. I know I did.

I got my current job 3 years ago. Like I said, I didn't have a degree at that time, and I probably applied for about 100 jobs (engineering jobs and others). Out of all those, I got 2 interviews, and 1 job offer. With the current climate, I wouldn't be surprised if it took several times as many job applications to get some positive responses.

Good luck, and I sincerely hope it works out.



"Two and a Half Men" was filmed in front of a live ostrich.
User currently offlinestratosphere From United States of America, joined Sep 2007, 1651 posts, RR: 4
Reply 23, posted (3 years 11 months 1 week 3 days 11 hours ago) and read 1737 times:

I feel your pain my friend. I have been there. You are in a bad state (CA) to begin with. High unemployment. You might for menial jobs you may have to consider omitting your higher education because they will more than likely not hire you thinking you will leave when the economy gets better. At this point( like I was) you need to get anything to get the money coming in then you can always work from there. Atleast you are living with your mom. When I was out of work I had a mortgage and car payment. It will turn around just need to be positive.


NWA THE TRUE EVIL EMPIRE
User currently offlineSuperfly From Thailand, joined May 2000, 39703 posts, RR: 75
Reply 24, posted (3 years 11 months 1 week 3 days 10 hours ago) and read 1724 times:

Quoting Aviacsa737 (Thread starter):
This debt is due to begin repayment in October, and i have private loans, so deferment is unlikely on those,

See if there is anyway you can get a deferment with those.
Sometimes enrolling in just 1 unit of a lame art class at the local junior college can qualify for a deferment.
If not, see what the minimum payment is to pay back your loan so you're not considered a default.

Quoting OA412 (Reply 21):
I know that here in Utah, even those without dependents are eligible for Food Stamps and Medicaid although, IIRC, in

You're in Utah now?!?!?!
Surprised that such a conservative state would have such a liberal policy with food stamps.
My guess is that there are so few adults without children there.



Bring back the Concorde
25 GQfluffy : No, it doesn't. Why do I work with 3 African-American women who do qualify for daycare assistance, and have to go down to the Welfare office each yea
26 Post contains images Airportugal310 : I was (still partially) a hiring manager at a large private aviation company. In the spirit of all that is good, I would be more than happy to look a
27 Post contains images OA412 : Yeah hearing stories from others on here surprises me too. I would expect the laws here to be stricter than in more "blue" States. After all, if we'r
28 Post contains images Aviacsa737 : Looking at all possibilities i can think of. Im sort of having somemajor brain farts though about where to look, was focusing on avaition, particular
29 thegreatRDU : Wow I spent one semester and immediately switched to business management.... I think we put too much emphasis on having a degree in general.... Some
30 Post contains images Aviacsa737 : Yeah, sadly if i cant get a job, and since i dont see to qualify for welfare that may not be not that far off... I like this suggestion in particular
31 Ken777 : Actually that's not a bad idea. I was in the Navy and consider it as a premier service - if you get assigned to a premier ship. But the smaller ones
32 thegreatRDU : Looks like the armed forces is the only way to go....
33 Post contains images Superfly : Find yourself a fat cougar! That's what I did when I was a struggling college student. You don't want to end up in Afghanistan.
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