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The Wall Of Shame? Why Or Why Not?  
User currently offlineMatt D From United States of America, joined Nov 1999, 9502 posts, RR: 46
Posted (9 years 1 month 6 days 4 hours ago) and read 1765 times:

A lady who lives in Fountain Valley, CA (located in the heart of Orange County) stiffed The City Cafe with a bounced check to the tune of $4.41.

Yep, Four dollars and forty one cents.

How do I know this?

Because the check, complete with her name, address, and drivers license number, along with "NON-SUFFICIENT FUNDS" stamped all across it is in full view at the cashier for all to see, taped to the cash register.

I only wish more vendors had balls like this.

"Security concern"..."any freak can now go pay her a visit".

True. But the manager who displayed the bounced check isn't the one who passed said bad check.

I'll bet this lady, if she sees it or if anyone she knows sees it, will be plenty embarassed.

I'll bet she thinks twice before passing a rubber check next time.

[Edited 2005-08-11 18:15:29]

36 replies: All unread, showing first 25:
 
User currently offlineWellHung From , joined Dec 1969, posts, RR:
Reply 1, posted (9 years 1 month 6 days 3 hours ago) and read 1753 times:

Yeah, great call - screw a cafe out of $4.41 so you can pay your bank $25+ for a returned check fee. She must really be an evil bitch and obviously did this on purpose to score the ever elusive 'free lunch'.

Perhaps you should bone up on bank procedure before commenting on this situation.


User currently offlineMatt D From United States of America, joined Nov 1999, 9502 posts, RR: 46
Reply 2, posted (9 years 1 month 6 days 3 hours ago) and read 1751 times:

Who wrote a check with no funds to back it up?

Wasn't the bank.


User currently offlineWellHung From , joined Dec 1969, posts, RR:
Reply 3, posted (9 years 1 month 6 days 3 hours ago) and read 1733 times:

What's your point?

User currently offlineSlamClick From United States of America, joined Nov 2003, 10062 posts, RR: 68
Reply 4, posted (9 years 1 month 6 days 3 hours ago) and read 1729 times:

Quoting WellHung (Reply 1):
Yeah, great call - screw a cafe out of $4.41 so you can pay your bank $25+ for a returned check fee. She must really be an evil bitch and obviously did this on purpose to score the ever elusive 'free lunch'.

Perhaps you should bone up on bank procedure before commenting on this situation.

She was made aware of the returned check. That means that she knows the cafe has not been paid. That means that every night when she goes to bed without having paid them is one more day in her life as a lawbreaker. You are correct about her having paid more to the bank than she would have to the cafe, and it is hard to fathom a motivation for this. Perhaps the idea of returning to the cafe to make good on her bad check is just seen as "good money after bad." Clearly she does not care that the merchant was not paid.

Who in the hell writes a check for such a miniscule amount anyway?



Happiness is not seeing another trite Ste. Maarten photo all week long.
User currently offlineErikwilliam From Brazil, joined Mar 2004, 2152 posts, RR: 11
Reply 5, posted (9 years 1 month 6 days 3 hours ago) and read 1728 times:

Quoting Matt D (Thread starter):
I only wish more vendors had balls like this.

come to Brasil, I have plenty to show you.I might also give you a few if you like, keep as memorabilia



Dida, Cafu, Lucio, Roque Junior, Roberto Carlo, Emerson, Ze Roberto, Ronaldinho, Kaka, Adriano, Robinho, Ronaldo
User currently offlineCfalk From , joined Dec 1969, posts, RR:
Reply 6, posted (9 years 1 month 6 days 3 hours ago) and read 1713 times:

What the hell is anyone doing writing a CHECK for $4.41?????????

Hasn't she ever head of something called CASH?


User currently offlineWellHung From , joined Dec 1969, posts, RR:
Reply 7, posted (9 years 1 month 6 days 3 hours ago) and read 1712 times:

Quoting SlamClick (Reply 4):
She was made aware of the returned check. That means that she knows the cafe has not been paid. That means that every night when she goes to bed without having paid them is one more day in her life as a lawbreaker. You are correct about her having paid more to the bank than she would have to the cafe, and it is hard to fathom a motivation for this. Perhaps the idea of returning to the cafe to make good on her bad check is just seen as "good money after bad." Clearly she does not care that the merchant was not paid.

Who knows - maybe it wasn't even her check. In which case, aside from her being a criminal, the person who accepted the check is also somewhat at fault for not performing due diligence and checking, ID, etc. And who ACCEPTS a check for $4.41?

Or maybe she went in to repay them, saw the check posted in clear view and said 'Go fu*k yourselves'. I know I would have. I probably would have pissed all over their toilet seat, too.

There is far too much information left out of this story.

[Edited 2005-08-11 18:42:21]

User currently offlineCaptOveur From , joined Dec 1969, posts, RR:
Reply 8, posted (9 years 1 month 6 days 3 hours ago) and read 1689 times:

Quoting SlamClick (Reply 4):
Who in the hell writes a check for such a miniscule amount anyway?

Someone with no money.


User currently offlineSlamClick From United States of America, joined Nov 2003, 10062 posts, RR: 68
Reply 9, posted (9 years 1 month 6 days 3 hours ago) and read 1681 times:

Quoting CaptOveur (Reply 8):
Someone with no money.

Apparently Smile

Well, as WellHung said, now she has $25 less than none.



Happiness is not seeing another trite Ste. Maarten photo all week long.
User currently offlineBCAInfoSys From , joined Dec 1969, posts, RR:
Reply 10, posted (9 years 1 month 6 days 3 hours ago) and read 1670 times:

I have seen this a lot with bars that get stiffed with unpaid tabs. Kitty O'Shea's in Orlando for example had a list that was 15-20 entries long. With unpaid tabs ranging from $5 - $70+. I personally think it's a really great idea as I know I wouldn't show my face in there again if I was on the list, or it would prompt me to pay it. It also lets others know of the consequences for failing to pay what you owe; others are less likely to skip out after seeing that.

User currently offlineTedTAce From , joined Dec 1969, posts, RR:
Reply 11, posted (9 years 1 month 6 days 1 hour ago) and read 1636 times:

Quoting WellHung (Reply 1):
Perhaps you should bone up on bank procedure before commenting on this situation.

You are making the presumption that she paid that fee.

I think that this ought to happen all the time. You screw up, you get aired out.

I have a wall of shame (no public as I do phone support) for customers who call me with STUPID questions.. Makes a great conversation piece for the FNG's.. Big grin


User currently offlineCaptOveur From , joined Dec 1969, posts, RR:
Reply 12, posted (9 years 1 month 6 days 1 hour ago) and read 1624 times:

Quoting TedTAce (Reply 11):
no public as I do phone support

I knew you were a phone sex operator


User currently offlinePsa53 From United States of America, joined Aug 2003, 3069 posts, RR: 4
Reply 13, posted (9 years 1 month 6 days 1 hour ago) and read 1618 times:

Quoting Cfalk (Reply 6):
What the hell is anyone doing writing a CHECK for $4.41?????????


It's not unusual.As a retailer,I've seen it all.

The best ones, with a criminal intent ,will
write big checks on a sunday.
I.D. faked,500.00 dollars deposited
in the bank,and write 10 checks on the same
day below $500.00 to verify funds by the retailer.
Best solution.Call the home number on the check.
I don't take checks anymore.



Tuesday's Off! Do not disturb.
User currently offlineAloges From Germany, joined Jan 2006, 8707 posts, RR: 42
Reply 14, posted (9 years 1 month 6 days 1 hour ago) and read 1609 times:

I sometimes wonder why you people still use checks...  Silly So much trouble!


Walk together, talk together all ye peoples of the earth. Then, and only then, shall ye have peace.
User currently offlineNoUFO From Germany, joined Apr 2001, 7957 posts, RR: 12
Reply 15, posted (9 years 1 month 6 days 1 hour ago) and read 1602 times:

If the manager want to provide a good laugh to his guests - fine. But then he should have blacked out all personal data of that lady - maybe with the exception of her first name.
Without doing so, he's just creating a modern pillory, thus embarrassing himself.

Quoting Matt D (Thread starter):
I only wish more vendors had balls like this.

This has nothing to do with "having balls"; it's just an immature behaviour worse than signing a bad cheque for $4.41.



I support the right to arm bears
User currently offlineEA CO AS From United States of America, joined Nov 2001, 13587 posts, RR: 61
Reply 16, posted (9 years 1 month 6 days ago) and read 1582 times:
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Quoting NoUFO (Reply 15):
he's just creating a modern pillory, thus embarrassing himself.

I have a feeling he's not embarrassed in the least.

While I agree the address and phone number should have been blacked out to avoid any possible liability claims from the woman, I don't see a problem with publicly displaying that bounced check.

It definitely sends a message - don't bounce a check here, or you too will be displayed for all the world to see.



"In this present crisis, government is not the solution to our problem - government IS the problem." - Ronald Reagan
User currently offlinePsa53 From United States of America, joined Aug 2003, 3069 posts, RR: 4
Reply 17, posted (9 years 1 month 6 days ago) and read 1580 times:

Quoting Aloges (Reply 14):
I sometimes wonder why you people still use checks...

I sometimes wonder why retailers accept them at all when
ATM banks cards are so frequent in use and funds are
taken out right then.



Tuesday's Off! Do not disturb.
User currently offlineSearpqx From Netherlands, joined Jun 2000, 4344 posts, RR: 10
Reply 18, posted (9 years 1 month 6 days ago) and read 1574 times:

Quoting Aloges (Reply 14):
I sometimes wonder why you people still use checks... Silly So much trouble!

When the company I worked for first started doing business in Europe, the best piece of advice we got was, "The only people who pay with checks here (Netherlands) are deadbeats".



"The two most common elements in the universe are Hydrogen and stupidity"
User currently offlineMatt D From United States of America, joined Nov 1999, 9502 posts, RR: 46
Reply 19, posted (9 years 1 month 6 days ago) and read 1568 times:

I'm almost tempted to go down there, snap a picture of it with my cell phone camera and then post it here. Would that open the door to some "liability"?

User currently offlinePsa53 From United States of America, joined Aug 2003, 3069 posts, RR: 4
Reply 20, posted (9 years 1 month 6 days ago) and read 1563 times:

Quoting EA CO AS (Reply 16):
While I agree the address and phone number should have been blacked out to avoid any possible liability claims from the woman, I don't see a problem with publicly displaying that bounced check.

Be careful with that one.That could be federal,like displaying counterfeit
cash, it is your job as a retailer,to report it.Puting it display,I believe,
is against the law.



Tuesday's Off! Do not disturb.
User currently offlineTedTAce From , joined Dec 1969, posts, RR:
Reply 21, posted (9 years 1 month 6 days ago) and read 1542 times:

Quoting CaptOveur (Reply 12):

I knew you were a phone sex operator

Yes, and your last check to the service I work for bounced like a superball!!! No more "Gay Domination" love for you CO...


User currently offlinePope From , joined Dec 1969, posts, RR:
Reply 22, posted (9 years 1 month 6 days ago) and read 1532 times:

Quoting WellHung (Reply 1):
Yeah, great call - screw a cafe out of $4.41 so you can pay your bank $25+ for a returned check fee. She must really be an evil bitch and obviously did this on purpose to score the ever elusive 'free lunch'.

In typical liberal fashion, Wellhung only shows concern for the consumer who bounced the check. Well there's no mention of the fact that the cafe's bank probably charged them $30 for an NSF collection. Why should the cafe bear the financial burden for its customer's irresponsibility?


User currently offlineWellHung From , joined Dec 1969, posts, RR:
Reply 23, posted (9 years 1 month 5 days 23 hours ago) and read 1523 times:

In typical idiot fashion, Pope completely misunderstands the post. But what's to be expected from someone who throws around the word 'liberal' as if it's some kind of insult? Keep it up and soon you'll be as respected as Karl Rove. See SlamClick's reply if you want to see someone who DID understand it. Or stop spinning on Rush's johnson and immediately labeling things in liberal/conservative terms and you, too, may one day understand the post.

Not that I really care about the consumer because she certainly shouldn't be writing checks without funds, but I don't give a rat's ass about the cafe at this point, either. The way I see it, their bank's fee is a charge for the reckless irresponsibility displayed by the cafe's management for posting the check with all the customer's information - not only her address and such, but the account and routing numbers. And then there's the childishness of the cafe management's attitude for encouraging this.


User currently offlineAerobalance From United States of America, joined Sep 2000, 4682 posts, RR: 46
Reply 24, posted (9 years 1 month 5 days 23 hours ago) and read 1515 times:

MattD, you'd make a great prosecutor - great at criticizing a person knowing one side of the story. I think you would have fried Jesus.

T



"Sing a song, play guitar, make it snappy..."
25 Matt D : In this instance, there is no "other side". The woman wrote a check. It bounced. End of story.
26 LOT767-300ER : *coughs* Someone at my work (CircuitCity) bought a Coke with a check for $1.19 with tax. Bloody hell, I swear to god.
27 Pope : Of course you don't. Liberals always think that companies are evil. The problem is that the bank charged the cafe before they posted the check (and b
28 SKYSERVICE_330 : Any more generalizations you want to make? Who is next? African Americans? Chinese? Gay/Lesbian? Bottome line - she wrote the cheque, it bounced, she
29 Psa53 : But some don't.In fact,it's our fault in some cases. Bad employees who don't do the proper checks,don't care, or are scared by a customer calling the
30 Post contains images WellHung : Thanks for the summary. With the litany of facts you provided, I'd say the cafe has rights to her first born. Maybe they can garnish her wages, too.
31 Post contains images Mrniji : Damn, I am starting to like that guy I a quoting.. he might be strange but more often now he has a point
32 Post contains images WellHung : Don't worry. I have a feeling it won't last long.
33 Post contains images Mrniji : Dito, I concur [would be boring otherwise]
34 Aerorobnz : Who uses checks at all these days? They aren't even accepted as a form of cash here at most places these days. It's Cash/Credit/Eftpos only. They are
35 Post contains images Mrniji : I love 'em In the US and UK, I still use them frequently - in Germany, direct debits.. btw what is Eftpos?
36 Pacificjourney : Electronic Funds Transfer, Point Of Sale ... NZ version of a cashless society. Available in virtually every retail place, bar, petrol station, etc.
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