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Withdrawing Cash From A Credit Card  
User currently offlinePe@rson From United Kingdom, joined Jan 2001, 19262 posts, RR: 52
Posted (9 years 4 months ago) and read 1384 times:

Is it possible to withdraw cash from a credit card without it physically being present? I mean, without it going through a machine or whatever? If so, how? This is for a UK credit card. Cheers.


"Everyone writing for the Telegraph knows that the way to grab eyeballs is with Ryanair and/or sex."
13 replies: All unread, jump to last
 
User currently offlineSTLGph From United States of America, joined Oct 2004, 9521 posts, RR: 26
Reply 1, posted (9 years 4 months ago) and read 1373 times:

yes.

find a restaurant.

manually enter the required #'s.

run it for a $0.01 charge.

make the tip to be whatever you want or need.



if assumptions could fly, airliners.net would be the world's busiest airport
User currently offlineWhiteHatter From , joined Dec 1969, posts, RR:
Reply 2, posted (9 years 4 months ago) and read 1370 times:

In short, no. Cash is treated as a different transaction to goods bought on a card, and there are different rules which apply to it and various legal liabilities.

Cash can only be obtained via a bank branch or a cashpoint, although some money shops (like bureaux de change) may do a cash advance.

Most card firms also bill your cash advance as a separate item on the statement. It is something to do with it being a loan rather than a financed purchase of goods and you have to either sign for it or authorise it with a pin number.


User currently offlineBMIFlyer From UK - England, joined Feb 2004, 8810 posts, RR: 58
Reply 3, posted (9 years 3 months 4 weeks 1 day 23 hours ago) and read 1359 times:

Yo can ask for cash back (as part of your bill) at the supermarket.

I do it at Tesco  

EDIT: My Visa DEBIT Card, not my Visa Credit Card oops  Silly

Lee

[Edited 2005-09-01 23:58:25]


Sometimes You Can't Make It On Your Own
User currently offlineKaddyuk From Wallis and Futuna, joined Nov 2001, 4126 posts, RR: 25
Reply 4, posted (9 years 3 months 4 weeks 1 day 23 hours ago) and read 1354 times:

Quoting BMIFlyer (Reply 3):
Yo can ask for cash back (as part of your bill) at the supermarket.

I do it at Tesco

Not with a credit card you dont... as is stated, cash back or cash advance from an ATM is different to purchase of goods and is financed differently..



Whoever said "laughter is the best medicine" never had Gonorrhea
User currently offlineAlcregular From , joined Dec 1969, posts, RR:
Reply 5, posted (9 years 3 months 4 weeks 1 day 14 hours ago) and read 1318 times:

You can only get cash back with a debit card and not a credit card. The APR on ATM withdrawals is more and if you go into a bank to withdraw cash from it, the APR is different from purchases too.

User currently offlineOly720man From United Kingdom, joined May 2004, 6849 posts, RR: 11
Reply 6, posted (9 years 3 months 4 weeks 1 day 13 hours ago) and read 1310 times:

The only way I can think of is to transfer money from your credit card to a bank account (online or by phone) and withdraw it there.

I can't imagine any situation where you could go to somewhere and get money out on a card you haven't got with you. I mean, if you could then anyone could and where would card security be?



wheat and dairy can screw up your brain
User currently offlineBCAL From United Kingdom, joined Jun 2004, 3384 posts, RR: 15
Reply 7, posted (9 years 3 months 4 weeks 1 day 13 hours ago) and read 1302 times:

If you have a friend (such as a shop keeper) who had a PDQ credit card terminal, you might be able to persuade him to enter your credit card details, register a purchase and state cardholder not present (plus the security password), and he then gives you cash up to the value of the purchase.

The only problem here is the commission paid by the shop to the credit card company, so you would probably only get 97.5% of the cash value.



MOL on SRB's latest attack at BA: "It's like a little Chihuahua barking at a dying Labrador. Nobody cares."
User currently offlineJafa39 From , joined Dec 1969, posts, RR:
Reply 8, posted (9 years 3 months 4 weeks 1 day 12 hours ago) and read 1295 times:

Quoting Pe@rson (Thread starter):
Is it possible to withdraw cash from a credit card without it physically being present?



If you're a crook, no problem! Wassup, you been ripped off somehow? I had a card cloned once, then they can make another one.


User currently offlineMrniji From , joined Dec 1969, posts, RR:
Reply 9, posted (9 years 3 months 4 weeks 1 day 12 hours ago) and read 1293 times:

Quoting Pe@rson (Thread starter):
Is it possible to withdraw cash from a credit card without it physically being present?

I told you to keep the list of "credit card numbers of Hollywood film stars" confidental, Pe@rson! You promised me not to engage in any fraud


User currently offlinePe@rson From United Kingdom, joined Jan 2001, 19262 posts, RR: 52
Reply 10, posted (9 years 3 months 4 weeks 1 day 11 hours ago) and read 1272 times:

There goes my idea of acquiring £100,000-150,000 in a few hours.  Silly  Wink


"Everyone writing for the Telegraph knows that the way to grab eyeballs is with Ryanair and/or sex."
User currently offlineSoups From Ghana, joined Jun 2004, 3438 posts, RR: 14
Reply 11, posted (9 years 3 months 4 weeks 1 day 10 hours ago) and read 1262 times:

Depends with what bank

Lloyds TSB send you some cheques to go with your credit card
Natwest you can walk into a Natwest bank and request the money
u can also use it at cash points. However there will be a charge for using this (Normally £1.50-£2) depending on your card



Next destinations, Suarabaya, beirut, paris, Accra
User currently offlineMrniji From , joined Dec 1969, posts, RR:
Reply 12, posted (9 years 3 months 4 weeks 1 day 9 hours ago) and read 1250 times:

Quoting Pe@rson (Reply 10):
There goes my idea of acquiring £100,000-150,000 in a few hours.

If I get 50 % I won't tell anyone  Wink .. OK, you are the one who claims to be from Nigeria..  Wink


User currently offlinePe@rson From United Kingdom, joined Jan 2001, 19262 posts, RR: 52
Reply 13, posted (9 years 3 months 4 weeks 1 day 9 hours ago) and read 1246 times:

I was then planning to move abroad and live in Mr N's multi-billion estate in India.  Wink


"Everyone writing for the Telegraph knows that the way to grab eyeballs is with Ryanair and/or sex."
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