WhiteHatter From , joined Dec 1969, posts, RR:
Reply 2, posted (10 years 9 months 4 days 20 hours ago) and read 2078 times:
In short, no. Cash is treated as a different transaction to goods bought on a card, and there are different rules which apply to it and various legal liabilities.
Cash can only be obtained via a bank branch or a cashpoint, although some money shops (like bureaux de change) may do a cash advance.
Most card firms also bill your cash advance as a separate item on the statement. It is something to do with it being a loan rather than a financed purchase of goods and you have to either sign for it or authorise it with a pin number.
BCAL From United Kingdom, joined Jun 2004, 3384 posts, RR: 14
Reply 7, posted (10 years 9 months 4 days 9 hours ago) and read 2010 times:
If you have a friend (such as a shop keeper) who had a PDQ credit card terminal, you might be able to persuade him to enter your credit card details, register a purchase and state cardholder not present (plus the security password), and he then gives you cash up to the value of the purchase.
The only problem here is the commission paid by the shop to the credit card company, so you would probably only get 97.5% of the cash value.
MOL on SRB's latest attack at BA: "It's like a little Chihuahua barking at a dying Labrador. Nobody cares."
Soups From Ghana, joined Jun 2004, 3438 posts, RR: 13
Reply 11, posted (10 years 9 months 4 days 6 hours ago) and read 1970 times:
Depends with what bank
Lloyds TSB send you some cheques to go with your credit card
Natwest you can walk into a Natwest bank and request the money
u can also use it at cash points. However there will be a charge for using this (Normally £1.50-£2) depending on your card
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