Metwrench From United States of America, joined Aug 2001, 750 posts, RR: 2
Reply 1, posted (12 years 9 months 3 weeks 3 days 22 hours ago) and read 1459 times:
A&P Mechanic insurance is available, but I've never met any Mech's. That admits to buying any. I certainly don't and won't. Everything I do is by the book and done with a clear conscious.
If you are working for an Airline, Repair Station, etc. they have the ultimate responsibility. The individual can be held responsible for negligence. Enforcement action can be Government action revoking licenses, incarceration, and punitive damages. It's possible but rare.
The biggest thing, is don't be scared, be vigilant, thorough, and precise with out wasting your and your clients time and money.
Have the "Approved Data and means to perform your task and you will excel in this career.
242 From United States of America, joined Oct 2000, 498 posts, RR: 1
Reply 2, posted (12 years 9 months 3 weeks 3 days 20 hours ago) and read 1444 times:
As said, airlines have their own insurance for the entire operation.
I don't think there is any requirement for general aviation shops or individual GA mechanics to carry insurance, however in this sue-happy country, It would be silly not to. There has recently been legislation passed absolving GA aircraft manufactuers of any liability after a certain frame of time from the date of manufacture. (I think it's 15 years) This pretty much means in the event of an unexplained accident, the last people (mechanics) to touch the aircraft are "guilty until proven innocent".
A good example of this is the Payne Stuart accident. Mere weeks after the crash, before any cause could be determined, Sunjet was forced out of business when the FBI raided their hangar and siezed just about everything that wasn't nailed down (operating records, spare parts, mechanics toolboxes...etc) as evidence in a murder investigation.