I recently returned to BofA when I moved back to California. I used to have a savings account with them, but that was closed before the NationsBank merger. It works for me, no fee as long as I have direct deposit (which I do). I get free online bill pay, whereas Washington Mutual, which advertises that they don't have "fake free checking" (they don't have a teller visit limit or direct deposit requirement) but they still charge for online bill pay. The limits don't bother me, I don't go the bank that often anyway, since my paycheck is direct deposit, I pay for most things with my check card, and I can get cash back when I use the check card at the grocery store. Last time I went to a branch it was to buy a couple of rolls of quarters for the laundry machine.
From what I was told when I opened the account, the teller visit limit only applies to deposit transactions.
BofA's reputation isn't that great, but they seem to meet my needs. Their branch employees (at the Seaside and Sand City, CA
branches anyway) have been nice. Their reputation is that of a large bank that doesn't really care.
The other major reason I went with them was that they are everywhere, since I'll be doing some moving around over the next few years so hopefully I won't have to keep opening new accounts.
David / MRY