I thought college in the states required stupid money to go to, like over $20k a term?
Ehh - depends on what type of college you attend. Going to Harvard with no financial aid will run you about $35K a year, but attending your local state school, including room and board, can often cost under $10k annually. Of course, there's all sorts of schools between Harvard and Western Wyoming Tech. My college is about $20k per year. Am I getting ripped off - well, I guess I'll find out after I graduate. With that in mind - choose wisely.
To answer the original question, including my savings, cash in my wallet, change mug, pennies underneath couch cushions, and online poker accounts, I've got $1,500 as an incoming college junior. After scholarships, grants, and money from the family, I'll be in debt about $10K or so after I'm done. Money well spent (hopefully).
Create your own luck.