- re no credit cards for me EVER.
That might give you problems with travelling abroad, hotels nowadays require a credit card number to guarantee a reservation, car hire companies don't touch cash any more, things like that. Also, you'll have trouble booking tickets on non-UK based carriers with just a UK debit card. I don't think you can use debit cards in self-service check-in machines either (not that that's a huge deal, but anyway).
Why don't you want a credit card ? They're great, just as good as a debit card as long as you pay in full every month, and accepted all over the world.
Young and beautiful and thin and gorgeous AND BANNED ! Cya at airspaceonline.com, losers