Males under 25 maybe a higher risk but if you take in to account accidents per miles driven, young men are the safest drivers.
That average accident rate for males under 25 maybe 2 per year but may drive 20,000 miles per year.
The average accident rate for females over 65 may only be 1 per year but only drive an average of only 500 miles per year.
So who is the higer risk driver if they are only renting a car for 1 or 2 days?
AARP would have a fit if insurance laws were based on accidents per miles driven.
Also insurance companies don't charge based on ethicity but we all know how some
new immigrants from certain countries
drive. I will not point any fingers and I hate to sound like my friend Matt D but I think you know what I am getting at.
Just imagine the outrage if insurance companies charged based on that.