Paypal has had some problems with phishing and quite frankly, has not done much about it.They do encourage reporting of suspicious e-mails but have little control over what happens with the spoof websites. On the otherhand, they could be more helpful with their customer service handling of related customer problems. I got phished by someone who spoofed their site and made fradulent charges through Western Union. Fortunately they didn't take that much money and my bank was quite helpful in taking the necessary actions to cut them off-ie transferring my funds to new accounts at no charge and closing the old accounts which had been compromised.
As for working out a deal with eBay to resolve your problems, I wish you the best of luck. I've never had a problem with any of the transactions that I have conducted through eBay and have 168 feedbacks at present to prove it. Been on eBay buying and selling items and never had a negative feedback or problem. Even got a chance to meet a seller in person-I bought one item from him through eBay and exchanged e-mails and phone calls on some rare historical items his uncle had willed to him years back. As it turned out he could use some extra money, didn't want to see his uncle's collection broken up, wanted to make certain that it went to someone who knew what it's historical value was and didn't feel that his adult children could be trusted with it. Having received the book I bought through eBay and our discussions, I was certain that his uncle's collection was what he said it to be and ended up travelling to St. Louis to pick it up. I ended up with some rare railroad historical photographs, passes and hardware from a 1880s passenger coach from a specific Civil War era railroad, along with pre-Civil War cast iron rail. He entertained me at his residence for the afternoon, showing other items that authenticated most of the items-a lot of which left with me that evening. As he put it, since I had bought the items, I might as well take the other documents and photographs to authenticate the items. Primary reason that I made the 1000 mile round trip was that the items to be recieved included an acid etched coach window from the 1880s and a four foot section of iron rail.
The fact that he was one of the good eBayers and kept in touch netted him a couple thousand dollars-much better than the initial thirty bucks he got from me for the book.
So yes, the world is in fact full of wonderful people. It's just the crooks and cheats that you have to be wary of. While I do know that dealing with eBay itself can be problematic, most of the buyers and sellers that list there are reasonable people. The key is good, honest communication. I've been on eBay for eight years and never had a problem through the eBay site proper. As for hacking into an account that's been recently opened, it allows them to make purchases without the company having an established pattern they can compare it to if a complaint is made. Having been on eBay for as long as I have, there is a clear pattern of what I buy and sell. Anything outside those normal areas might raise a red flag if I were to call in a complaint of unauthorized access.
"When a man runs on railroads over half of his lifetime he is fit for nothing else-and at times he don't know that."