While I was a student, I accumulated about £800 of debt on my credit card (I was foolish). I have been repaying between £20 and £50 per month. I am quite an annoying person to deal with because I never accept the crap the debt collecting agency says - like they're going to sue me to recover the money (I write long letters in reply) - and I frequently change the terms of the repayment plan (like how much I repay, when I repay it, etc.). I now owe about £686. Anyway, I got a letter yesterday saying that if I can afford it, I can pay £410.33 within 28 days (which I can easily do) and all will be settled - saving me just under £275. LMAO. Pretty good, eh? Evidently, being an annoying customer can certainly have good rewards.
[Edited 2005-12-23 16:01:54]