HAJFlyer
Topic Author
Posts: 1349
Joined: Fri Sep 16, 2005 7:34 pm

How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:30 am

I wonder whether the Europeans and Asians have caught up with the Americans with regard to the number of credit cards they hold.

How many do you have ?

I have 3 (2 private ones - a Visa and MasterCard - plus 1 corporate Visa)
 
Sabena332
Posts: 14938
Joined: Wed May 09, 2001 3:57 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:38 am

I have two, one AmEx and one Visa card.

Patrick
NZ1's mother is a disgusting crack-whore and his father is a worthless alcoholic!
 
aloges
Posts: 14842
Joined: Tue Jan 17, 2006 3:38 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:41 am

I have one MasterCard.
Don't cry because it's over, smile because it happened.
 
luisde8cd
Posts: 2444
Joined: Thu Aug 12, 2004 12:02 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:44 am

One prepaid mastercard for online shopping  Smile

Saludos desde Caracas,
Luis
 
scott2187
Posts: 303
Joined: Thu Feb 02, 2006 10:37 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:45 am

let's see...
2 chase visas,
capital one visa,
mbna visa,
providian visa,
comp usa charge card,
radioshack charge card,
if bank cards count, i have one of those too.


now, i only use one of the chase cards and the mbna card, so i really don't know why i still have the other ones...
“Pleasure in the job puts perfection in the work.”
 
Bofredrik
Posts: 1133
Joined: Sat Oct 30, 1999 4:17 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:45 am

One VISA card and that is all i need.
 
BMIFlyer
Posts: 8065
Joined: Mon Feb 23, 2004 7:11 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:52 am

I have a VISA, only for emergencies tho  Wink

Such as attending A.net meets at the last minute Big grin





Lee
Sometimes You Can't Make It On Your Own
 
LOT767-300ER
Posts: 8526
Joined: Mon Jan 01, 2001 12:57 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:55 am

-VISA United Mileage Plus Platinum Class (Issued by Chase)
-VISA United Mileage Plus (Issued by Chase)
-VISA CapitalOne GoMiles
-CircuitCity Credit Card
-Dell Preferred Credit Card
 
Goldenshield
Posts: 5008
Joined: Sun Jan 14, 2001 3:45 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:11 am

Quoting BMIFlyer (Reply 6):
I have a VISA, only for emergencies tho

Such as attending A.net meets at the last minute

You must have a lot of emergencies then.  duck 


I only have one, and am looking to get rid of it, and go strictly debit (with credit protection, of course.) I don't need a card to improve my credit rating, as my mortgage will already take care of that for me.
Two all beef patties, special sauce, lettuce, cheese, pickles, onions on a sesame seed bun.
 
jap
Posts: 2196
Joined: Thu Oct 13, 2005 7:25 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:14 am

2- Visa Electron and Maestro  Silly

Mostly use the visa tho as barely ANYONE takes maestro  Sad Hoping for a real Visa soon...
Scandinavian chick with a scandinavian horse- oh yeah! :D
 
BMIFlyer
Posts: 8065
Joined: Mon Feb 23, 2004 7:11 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:16 am

Quoting Goldenshield (Reply 8):
You must have a lot of emergencies then

Yes quite a few this year already Big grin

Going to slow down a bit now.....  Wink



Lee
Sometimes You Can't Make It On Your Own
 
HAJFlyer
Topic Author
Posts: 1349
Joined: Fri Sep 16, 2005 7:34 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:26 am

Anecdotal evidence seems to suggest that Americans on average still have more cards than people residing in Europe, Asia or South America; however, I would assume that the average European card carries a higher limit than its American counterpart.
 
sw733
Posts: 5306
Joined: Wed Feb 25, 2004 6:19 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:59 am

I reside in America, so count me in that category. I have one credit card, a US Bank Visa. As a recently graduated college student, they kept hoping I would screw up, so they've continuously raised my limit. After just two years with the card, I am up from $1000 to $10,250! They must hate me - all on time, in full payments.  Smile I refuse to get more than one or two credit cards, though, as it looks bad on your credit - my roomate has 11, his girlfriend 6, and when they went to get a house last month in Kansas City, they had big troubles, and now have a huge mortgage payment because of how bad their credit is.
 
IFEMaster
Posts: 4164
Joined: Tue Feb 21, 2006 5:17 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 4:59 am

Alaska Airlines Visa
Alaska Airlines Visa Debit
Bank of America Platinum Visa
AT&T Platinum Mastercard
Chase Visa
Discover
Corporate AmEx

I don't use the Mastercard or Chase or Discover cards much at all; they're just their for purchasing power if I need it. I pretty much use the two Alaska Airlines cards for the miles...it's a nice way of racking up a couple of thousand miles a month.

The corporate AmEx gets used a couple of times a month.
Delivering Anecdotes of Dubious Relevance Since 1978
 
knoxibus
Posts: 638
Joined: Tue Aug 14, 2007 7:59 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:00 am

I've never understood the amount of credit cards that you can find acroos the pond, and more so when they are "not banks" cards (credit cards from corporate/companies are not very well spread in France).

I do have 1 Visa from my bank (monthly debit from my account) and I'll go to Premier soon with it I think, 1 Air France Amex Gold (used mainly for big purchases so that I gain more miles  Smile ) and 1 corporate ("Affaires") Visa with the name Airbus on it....  mischievous 

I was in Australia recently and you could have the choice of paying "credit", I still wonder what it meant?
No matter what anybody tells you, words and ideas can change the world.
 
SInGAPORE_AIR
Posts: 11619
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RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:04 am

Credit cards:

Capital One Bank - Platinum - £700 I think
Barclaycard - Student - £600
Lufthansa Miles & More / MBNA - £500
Virgin Money / MBNA - £1000
PayPal / GE Money - £1000

Debit cards:

Barclays - Visa Debit
National Westminster Bank - Maestro UK

Frequent Flyer Cards of importance:

Singapore Airlines Limited's KrisFlyer
Anyone can fly, only the best Soar.
 
Sabena332
Posts: 14938
Joined: Wed May 09, 2001 3:57 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:10 am

Quoting Singapore_Air (Reply 15):
Frequent Flyer Cards of importance:

Singapore Airlines Limited's KrisFlyer

Just an ordinary KrisFlyer card? I thought that you are Singapore Airlines Limited KrisFlyer Solitaire PPS Club lifetime member.

Patrick
NZ1's mother is a disgusting crack-whore and his father is a worthless alcoholic!
 
mhodgson
Posts: 4673
Joined: Mon Dec 30, 2002 8:47 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:15 am

HSBC Mastercard
easyMoney Mastercard
(both £1000 limits)

Plus a Visa and a Maestro debit card.
No trees were harmed by this message. However, several million electrons were terribly inconvenienced
 
BMIFlyer
Posts: 8065
Joined: Mon Feb 23, 2004 7:11 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:19 am

Quoting Singapore_Air (Reply 15):

We don't need to know how flash you are  Wink



Lee
Sometimes You Can't Make It On Your Own
 
Leskova
Posts: 5547
Joined: Wed Oct 08, 2003 3:39 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:20 am

Two credit cards (one regular Mastercard and a BA Executive Club mastercard), I returned my LH Miles & More VISA about a year ago... other than that, I also have a Maestro card.

Regards,
Frank
Smile - it confuses people!
 
stlgph
Posts: 9053
Joined: Tue Oct 12, 2004 4:19 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 5:21 am

American Express
Diner's Club
Visa
Bloomingdale's
Neiman Marcus
Nordstrom
Sak's
if assumptions could fly, airliners.net would be the world's busiest airport
 
atrude777
Posts: 4258
Joined: Wed Aug 13, 2003 11:23 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:07 am

One Regular Debit Card and im looking at getting a US Airways card, my dad has one with AA but we will see.

Alex
Good things come to those who wait, better things come to those who go AFTER it!
 
cedars747
Posts: 2584
Joined: Sat Dec 10, 2005 8:04 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:11 am

-Diners SAS Eurobonus
-Amex
-3 Visa
-3 Master
Alex!!!
Tengo una pasion por la aviacion !لدي شغف للطيران !I have a passion for aviation !Jeg har en lidenskap for luftfart!j'ai
 
petertenthije
Posts: 3267
Joined: Tue Jul 10, 2001 10:00 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:52 am

1 x debit card
1 x credit card used only for online purchases only and I suppose my upcoming US trip. Or does the US accept European debit cards?


Why would you need more?
Attamottamotta!
 
Sabena332
Posts: 14938
Joined: Wed May 09, 2001 3:57 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:59 am

Quoting Petertenthije (Reply 23):
Or does the US accept European debit cards?

No problem, I got money on several ATMs in the USA with my Sparkasse Maestro debit card (the "Maestro" part is important). I don't know if it is possible to pay in shops with it, but getting cash is absolutely no problem.

Patrick
NZ1's mother is a disgusting crack-whore and his father is a worthless alcoholic!
 
User avatar
AirPacific747
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RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:02 am

1. A visa credit card.
 
yooyoo
Posts: 5686
Joined: Wed Nov 26, 2003 5:01 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:05 am

Quoting BMIFlyer (Reply 6):
I have a VISA, only for emergencies tho

Didn't work so well a few months ago, here in YYZ, did it ?  Wink

1 Canadian Tire MC
1 Petro Points MC (Citi)
1 Home Depot card
1 Sony Card

I used to have more, but i consolidated. I still have too many. This was my downfall about 15 years ago. I'm still paying for it now  cry 

I'm getting better.
I am so smart, i am so smart... S-M-R-T... i mean S-M-A-R-T
 
noelg
Posts: 2313
Joined: Fri Apr 26, 2002 11:39 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:05 am

We did have about 3-4, but I'm proud to say we have absolutely no credit cards now!

All closed down, just our Maestro debit cards now.

Cheers
Noel
 
Aleksandar
Posts: 2940
Joined: Sat Jul 29, 2000 11:43 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:10 am

None  embarrassed  and it makes me feel a bit inadequate.
R-E-S-P-E-C-T
 
LOT767-300ER
Posts: 8526
Joined: Mon Jan 01, 2001 12:57 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:12 am

Quoting Knoxibus (Reply 14):
I was in Australia recently and you could have the choice of paying "credit", I still wonder what it meant?

There is almost always the option in the USA.
---
DEBIT - If you say, "debit", the transaction is processed through the ATM
network, and you must use a personal identification number (PIN). The money
will come out of your Checking Account immediately. This will also count
toward your six free ATM transactions at a non-authorized RCU ATM location.
However, if you want cash back, you must choose Debit.

CREDIT - If you say "credit", the transaction is processed through the VISA
network. This type of transaction is similar to when you write a check. The
money will come out of your Checking Account in about 2-3 days. Plus, you'll
bypass any potential fees and credit transactions require a signature, which
helps against fraud.
---

I also have these debits:

MASTERCARD - PayPal Premier Business Card
VISA - Bank of America Debit
VISA - United Mileage Plus/Chase Debit

Quoting Petertenthije (Reply 23):
1 x credit card used only for online purchases only and I suppose my upcoming US trip. Or does the US accept European debit cards?

Yes.
 
YYZflyer
Posts: 3516
Joined: Sun Feb 19, 2006 9:54 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:28 am

I have none. I don't need them til I'm older.
Avoid hangovers, stay drunk.
 
airtran737
Posts: 3222
Joined: Mon Apr 05, 2004 3:47 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:39 am

Just a Gold Mastercard that I keep a monthly balance of $20.00 on, and pay it off at the end of the month. I am one of the few Americans that has absolutely zero debt, and have no plans on changing that. Everyday that I exist, my credit score climbs higher!
Nice Trip Report!!! Great Pics, thanks for posting!!!! B747Forever
 
Goldenshield
Posts: 5008
Joined: Sun Jan 14, 2001 3:45 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:44 am

Quoting AirTran737 (Reply 31):
I am one of the few Americans that has absolutely zero debt,

But have you paid your debt to society yet?  Wink
Two all beef patties, special sauce, lettuce, cheese, pickles, onions on a sesame seed bun.
 
SFOMEX
Posts: 1602
Joined: Sat Dec 04, 2004 8:55 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 8:47 am

One Visa credit card and one Mastercard debit card.

Quoting Petertenthije (Reply 23):
Why would you need more?

Indeed.
The only thing worst than the GOP is the Democratic Party, think about it!
 
m180up
Posts: 348
Joined: Tue May 09, 2006 12:42 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 8:54 am

2 visas, 1 mastercard, 1 american express credit cards and 1 visa debit card
Werner from SAL
 
flylondon
Posts: 385
Joined: Thu Feb 19, 2004 12:37 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 9:31 am

Quoting HAJFlyer (Thread starter):
I wonder whether the Europeans and Asians have caught up with the Americans with regard to the number of credit cards they hold.



Quoting HAJFlyer (Reply 11):
Anecdotal evidence seems to suggest that Americans on average still have more cards than people residing in Europe, Asia or South America

The UK, a European country, has the highest number of credit cards per capita with 67m for a population of 60m (as of 2005)
 
nkops
Posts: 2159
Joined: Fri Jun 03, 2005 10:09 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 9:33 am

1 visa check card
1 Marriott Rewards Visa
1 Lowe's
1 JCPenney

thats enough... luckily only the Marriott Card has a balance on it
:evil:
 
User avatar
ManuCH
Crew
Posts: 2679
Joined: Mon Jun 20, 2005 12:33 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 9:55 am

1 VISA by Corner Bank
1 Mastercard by Corner Bank
1 Mastercard by Viseca-Postfinance
1 MyOne card

In total this gives me about $14K credit potential - which I never use anyway, but it's good to have.

-Manuel
Never trust a statistic you didn't fake yourself
 
COIAHLGW
Posts: 156
Joined: Thu Dec 18, 2003 10:11 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 11:18 am

1 Chase Mastercard
1 Providian Visa
1 American Express

1 Wells Fargo Visa Debit
1 FirstDirect Maestro

No balance carried on all credit cards, paid off in full each month, so I can get the full rewards generated  Smile

As I have mentioned before in a previous post in a different thread, the Maestro card is accepted at very few places in the US. For Petertenthije, as long as you have a debit card with Visa or Mastercard logo, you should be fine. If not, you will be limited to very few retailers. Cash machines are no problem, but beware of extra fees tacked on by the ATM operator. I tried my Maestro at Wal-Mart and Kroger and has been OK, but most places is a big no-no.
 
AmericanMD80
Posts: 478
Joined: Mon Apr 10, 2000 12:44 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 11:30 am

I've got too many.

ESL Visa - My 1st credit card (Through my CU)
Chase Visa - 0% First year, then 7.9 fixed
Citi Mastercard - Same as above
Delta Skymiles American Express - Put stuff on here and make sure I pay it off each month because the interest rate is high

Express (Use only like once every six or so months)
Old Navy (Never use)
Best Buy (Opened to buy a digital camera, so I got interest free for 18 months)

Joey
>americanmd80
do what you like . like what you do . life is good
 
USAFHummer
Posts: 10261
Joined: Thu May 18, 2000 12:22 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 12:03 pm

2 Visa cards...thats all I really need/want...

Greg
Chief A.net college football stadium self-pic guru
 
bill142
Posts: 7853
Joined: Wed Aug 04, 2004 1:50 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 2:07 pm

Four,
Amex
Amex Corporate
Visa
MasterCard
 
ArmitageShanks
Posts: 3765
Joined: Tue Dec 30, 2003 5:30 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 2:10 pm

One Visa that I pay off in full every month.
 
melpax
Posts: 1728
Joined: Mon Apr 25, 2005 12:13 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 3:01 pm

3 cards,
Amex Gold
Visa
Mastercard
Essendon - Whatever it takes......
 
joffie
Posts: 814
Joined: Sun Mar 26, 2006 5:45 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:43 pm

Not a credit card but a visa 'debit' card.


Stupid because the airlines treat it like a credit card and make me pay a $2 surcharge on each passenger.
 
skidmarks
Posts: 6614
Joined: Fri Dec 10, 2004 7:51 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 6:58 pm

Too many! And all but one maxed out!  sigh 

Where the hell is that massive lottery win eh?  hissyfit 

Andy  old 
Growing old is compulsory, growing up is optional
 
BMIFlyer
Posts: 8065
Joined: Mon Feb 23, 2004 7:11 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 7:52 pm

Quoting Skidmarks (Reply 45):
Where the hell is that massive lottery win eh?

One can only hope  Wink Big grin



Lee
Sometimes You Can't Make It On Your Own
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 8:21 pm

Quoting Skidmarks (Reply 45):
Too many! And all but one maxed out!

One. Never with outstanding payments.

Robert
Youth is a gift of nature. Age is a work of art.
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 8:21 pm

Quoting Skidmarks (Reply 45):
Too many! And all but one maxed out!

One. Never with outstanding payments  Smile

Robert
Youth is a gift of nature. Age is a work of art.
 
skidmarks
Posts: 6614
Joined: Fri Dec 10, 2004 7:51 pm

RE: How Many Credit Cards Do You Have?

Sun Jun 04, 2006 9:06 pm

Quoting RobertNL070 (Reply 48):
One. Never with outstanding payments

You are just a goody two shoes  tongue 

Andy  old  and skint
Growing old is compulsory, growing up is optional

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