WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

Age Discrimination

Fri Oct 13, 2006 8:24 am

WARNING: RANT TO FOLLOW!

Age Discrimination can be defined as...

Quoting Wikipedia:
Ageism is bias against a person or group on the grounds of age. When that bias is the primary motivation behind acts of discrimination against that person or group, then those acts constitute age discrimination.

It is a sub-division of many other forms of discrimination that is not tolerated in many countries. Every country, state, province, company, etc. has their own Human rights Representative protecting their civilians or employees.

Ontario has their own: http://www.ohrc.on.ca/english/index.shtml
Canada has their own: http://www.chrc-ccdp.ca/default-en.asp

But why do so many forms of age discrimination get overlooked? Here are a couple examples...

Car Insurance:
This is a big one pretty much everywhere. How can insurance companies get away with charging much much more in car insurance for someone who is 16-25, than someone who is 40. This is besides the factor that females receive cheaper insurance than males.

Now I understand that we're younger, ignorant, immature, etc. But to place someone under a "dangerous" category, before we've even entered the road. Is not fair. Why not be fair, enter us in at the same price as everyone else, and then if we get into an accident that proves to be our fault... than you can skyrocket our rates through the roof, and out to space. But until then, how do you know I'll be any worse than the 65+ year olds who are alot worse than many "young" drivers I've ever seen.

Seniors Discounts:
Everywhere has a seniors discount. I understand that the old git's have done and gone through alot in their lives, but that gets recognized in other ways. What allows them to walk into a store, and demand a seniors discount? Now you're going to say... "Well Jason, they also have student discounts" and I'll be honest, it's great to have, and can sometimes make a big difference, but it's very rare to see Student discounts. That, and I don't go into any store asking or demanding for some sort of compensation. Hell, since I have to pay so much in car insurance, I should be able to save elsewhere.

Anyone got some more examples to share?...that's all I can think of at the moment.

Anyways, that is just my  twocents . I'd like to hear yours...

- Jason DePodesta
 
strasserb
Posts: 1497
Joined: Fri Nov 11, 2005 7:46 pm

RE: Age Discrimination

Fri Oct 13, 2006 8:34 am

Quoting WhyWhyZed (Thread starter):
... the old git's ...

Could you please explain a little bit more precise what you really mean with "GIT" and let's hope that Skidmarks doesn't come across this thread.

Regarding the "Senior Discount" I can say that I really love it.
Still, even in the most arid desert is an airport somewhere ...
 
IFEMaster
Posts: 4164
Joined: Tue Feb 21, 2006 5:17 am

RE: Age Discrimination

Fri Oct 13, 2006 8:44 am

Quoting WhyWhyZed (Thread starter):
Anyways, that is just my  twocents  . I'd like to hear yours...

What would you know? You're only 16-20. You're not old enough to have an opinion, you young whippersnapper you ;o)

(Please see the sarcastic irony in my reply and not take me seriously)
Delivering Anecdotes of Dubious Relevance Since 1978
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Fri Oct 13, 2006 8:45 am

Quoting StrasserB (Reply 1):
Could you please explain a little bit more precise what you really mean with "GIT" and let's hope that Skidmarks doesn't come across this thread.

By "git" I mean exactly what you think. I used that word to show exageration and anger into my beliefs. Skidmarks is used to it. He's a good guy though.  Smile

Quoting StrasserB (Reply 1):
Regarding the "Senior Discount" I can say that I really love it.

I'm sure you do. I would too if it applied to me, as I'm sure everyone else who it doesn't apply to, would. That's the point...
 
JAGflyer
Posts: 3453
Joined: Tue Aug 10, 2004 5:31 am

RE: Age Discrimination

Fri Oct 13, 2006 8:46 am

Quoting WhyWhyZed (Thread starter):
Seniors Discounts:
Everywhere has a seniors discount. I understand that the old git's have done and gone through alot in their lives, but that gets recognized in other ways. What allows them to walk into a store, and demand a seniors discount? Now you're going to say... "Well Jason, they also have student discounts" and I'll be honest, it's great to have, and can sometimes make a big difference, but it's very rare to see Student discounts. That, and I don't go into any store asking or demanding for some sort of compensation. Hell, since I have to pay so much in car insurance, I should be able to save elsewhere.

Reason for seniors and students discount is simple. THEY DO NOT WORK (or if they do not as much as an adult), thus no/less income, thus give them a break on a few bucks.

As for car insurance; simply put younger drivers are less experienced and have less knowledge regarding limits and risk taking. My dad has been driving cars for 43 years (with ZERO collisions) and he can turn out of a street while cars are close to him because he has experience and knows how/when he can get out. I personally wait until I feel comfortable to turn out. Simple as that. Younger people are the ones who most often unsafely race.
Support the beer and soda can industry, your recycle old airplanes!
 
PlymSpotter
Posts: 10000
Joined: Thu Jun 17, 2004 7:32 am

RE: Age Discrimination

Fri Oct 13, 2006 8:47 am

Statistically though when it comes to 17-25 year olds in the UK, they have by far the greater amount of crashes and accidents on the road than anyone else. It might not be fair, but that's the way it is. It also exactly the reason that I haven't been driving for the past three years and have a peddle bike instead biggrin 

Dan Smile
...love is just a camouflage for what resembles rage again...
 
AirTranTUS
Posts: 3313
Joined: Tue Jun 21, 2005 9:12 am

RE: Age Discrimination

Fri Oct 13, 2006 8:59 am

Quoting WhyWhyZed (Thread starter):
Car Insurance:
This is a big one pretty much everywhere. How can insurance companies get away with charging much much more in car insurance for someone who is 16-25, than someone who is 40. This is besides the factor that females receive cheaper insurance than males.

Here's my take on that: Statistically, teens are more dangerous and if you're good, the rates will go down. If, all of a sudden, teen drivers became the safest on the planet (HAHA) then things would change. The accident rate for females has been higher than males recently, but I haven't seen any change. I think that insurance should start at about a 4 on a 1-5 scale and when you get old, it will be between 3-4, depending on your history. Teenagers engage in risky behavior and it gets them into trouble. It only takes one to mess it up for everyone else. I only drive once a week (if that) so my insurance is pretty low. If I drove every day, then it would be higher than my parents'.

Quoting WhyWhyZed (Thread starter):
Seniors Discounts:

NO OFFENSE MEANT BY THE FOLLOWING!

Seniors are older and some are slower than most and thus cannot experience all the same things as us young folk. They walk slower, can't be out as long, etc. Why should they pay the same rate as someone who can see the entire zoo when they may only get halfway through it? I know many seniors are extremely fit (I hope to be in 50 years!) and can do more than some middle-aged people, but everything is based on trends. The discount is good for some people, but a bonus for others, so it applies to all of them.
I love ASO!
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:38 am

Quoting IFEMaster (Reply 2):
What would you know? You're only 16-20. You're not old enough to have an opinion, you young whippersnapper you ;o)

I've seen enough, done enough, expierenced enough and some people who know me well enough can vouch for me.

Quoting IFEMaster (Reply 2):
(Please see the sarcastic irony in my reply and not take me seriously)

Uh huh.

Quoting JAGflyer (Reply 4):
Reason for seniors and students discount is simple. THEY DO NOT WORK (or if they do not as much as an adult), thus no/less income, thus give them a break on a few bucks.

Ok, I agree with you to the fact that they don't work... but I can play devils advocate very easily here. The elderly are also supported financially by the government because they can't work. Yes, I know they deserved it (in most cases, some milk the government.) but we're also the future. Some won't be able to live to the age of discounts. How's that fair?

Quoting JAGflyer (Reply 4):
simply put younger drivers are less experienced and have less knowledge regarding limits and risk taking. My dad has been driving cars for 43 years (with ZERO collisions) and he can turn out of a street while cars are close to him because he has experience and knows how/when he can get out. I personally wait until I feel comfortable to turn out. Simple as that. Younger people are the ones who most often unsafely race.

Less experienced... yes
less knowledgable... sometimes

But your example proves what I said, and why they shouldn't make judgement on you automatically. your father has been driving for 43 years with no accidents. Then you go on to say that you drive cautiously because you are a new driver. That's good, and that's what should be done... but thats somewhat my point. When you're a new driver, you are extra cautious because you don't want to be in an accident, therefore most play it safe.... but are still categorized.

Quoting AirTranTUS (Reply 6):
Statistically, teens are more dangerous and if you're good, the rates will go down.

Not here. Well partially. Here it'll go down as you age, up until 25. Now of course if you have any accidents under your belt, it'll take longer to decrease.

Quoting AirTranTUS (Reply 6):
I think that insurance should start at about a 4 on a 1-5 scale and when you get old, it will be between 3-4, depending on your history.

Not sure if I understood this. But you basically agree with me that "young drivers" should start at the same rate?

Quoting AirTranTUS (Reply 6):
I only drive once a week (if that) so my insurance is pretty low. If I drove every day, then it would be higher than my parents'.

They don't charge us that way over here.

Quoting AirTranTUS (Reply 6):
Why should they pay the same rate as someone who can see the entire zoo when they may only get halfway through it?

Who's talking about the zoo? Those discounts or rates are fine, because that's completely understandable. I was referring to seniors discounts at for example at a hair stylist.... grrr no wait... a drug store... grrr no wait that just a bulk discount. Seriously though, I was referring to department stores, or any form of retail store.

EDIT: BTW, I just want to add that I am in no means some rude asshole. I don't take it personally, although it does upset me at times (the car insurance, not the discounts)... and this thread is more for discussion, to share thoughts and debate it out.

[Edited 2006-10-13 02:53:03]
 
strasserb
Posts: 1497
Joined: Fri Nov 11, 2005 7:46 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:43 am

Quoting JAGflyer (Reply 4):
Reason for seniors ... discount is simple. THEY DO NOT WORK

In fact this doesn't apply for all those  old  above 60.

Just think about the question who normally sits in the upper positions of a company or who normally has the biggest savings on his account? The kids? No, it's mostly a grandpa!

On the other hand I have to admit that a lot of the old-age pensioners don't know how to cover the costs of living but I definitely don't believe that the Seniors Discount always can be seen as a humanitarian act of compassion.

When I want to book ferry boat tickets from Italy to Greece then I prefer the company, which gives a discount of 50% on my ticket. And the ferry company is really happy that I have my wife, the kids and the grand kids with me and as well two cars and not to forget the cabins for the whole family, which cost more than a 5* hotel suite! That's business and not a social issue.

Rgds
Berni
Still, even in the most arid desert is an airport somewhere ...
 
aa757first
Posts: 3140
Joined: Sun Aug 03, 2003 11:40 am

RE: Age Discrimination

Fri Oct 13, 2006 9:49 am

Quoting WhyWhyZed (Reply 7):

But your example proves what I said, and why they shouldn't make judgement on you automatically. your father has been driving for 43 years with no accidents. Then you go on to say that you drive cautiously because you are a new driver. That's good, and that's what should be done... but thats somewhat my point. When you're a new driver, you are extra cautious because you don't want to be in an accident, therefore most play it safe.... but are still categorized.

Obviously not, because teen driver's are much more likely to be involved in accidents. We're twice as likely than any other demographic to be involved in a fatal accident.

Sometimes it is stupidy. Road racing, drunk driving, going way too fast, etc. I think most of it is just inexperience. Not knowing how fast to drive to avoid hydroplanning, not knowing how ice effects your braking distance, etc.

Senior discounts is just trying to appeal to a certain demographic. Students often get discounts too. I'm just guessing that seniors are more loyal than other demographics, hence businesses want to capture their business.

AAndrew
 
AirTranTUS
Posts: 3313
Joined: Tue Jun 21, 2005 9:12 am

RE: Age Discrimination

Fri Oct 13, 2006 12:36 pm

Quoting WhyWhyZed (Reply 7):

Not sure if I understood this. But you basically agree with me that "young drivers" should start at the same rate?

What I meant was on a scale from 1-5 (with 5 being high) teen drivers should start just shy of that. But...

Quoting WhyWhyZed (Reply 7):
They don't charge us that way over here.

I'm familiar with how they charge in America, so that is what I based my post on. Since they charge differently over there, my scale is not valid.

Quoting WhyWhyZed (Reply 7):
Seriously though, I was referring to department stores, or any form of retail store.

I think JAGflyer had a good idea on that one, a lot of them do not work. (I have a grandpa who is approaching 80 and he cannot stand staying at home, so he works.) Other than that, I can't think of a reason.
I love ASO!
 
FlyingTexan
Posts: 2998
Joined: Tue Jan 07, 2003 8:30 am

RE: Age Discrimination

Fri Oct 13, 2006 1:29 pm

Quoting WhyWhyZed (Thread starter):
Is not fair.

Life ain't fair, my friend.

Quoting WhyWhyZed (Reply 7):
I've seen enough, done enough, expierenced enough

BAAAAHAAA - thats what I thought when I was 16-20. Lol! BTW - its experienced.

Quoting WhyWhyZed (Reply 7):
I was referring to department stores, or any form of retail store.

Like Ross store offering 10% discount for 55+ on Tuesday or somesuch.

Now to springboard off this topic, pilots have to retire at age 60. Age discrimination, no?
"Wouldn't your boss like to fly home nonstop at 4:30 on a Friday afternoon?" -Airline Exec to Congressional Staffer
 
User avatar
ManuCH
Crew
Posts: 2679
Joined: Mon Jun 20, 2005 12:33 am

RE: Age Discrimination

Fri Oct 13, 2006 2:31 pm

The only "age discrimination" that got my attention so far is the fact that our local cell phone company gives free text messages to customers up to 27 years old.

I don't think this is fair: the only fair way to put it would be to give free texts to customers who are still studying and thus not earning money on a full-time job. But there are probably 27-year-olds around who earn more money than your average 40-year-old man.

Other than that, I don't think senior discounts are discriminating: when you're retired, you get less money (and that's *substantially* less, at least in this country). Therefore I don't see the problem.

Car insurance: statistically, younger people make more accidents. Insurance premiums are based on statistics. That's it.

-Manuel
Never trust a statistic you didn't fake yourself
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Fri Oct 13, 2006 7:39 pm

Quoting FlyingTexan (Reply 11):
Quoting WhyWhyZed (Thread starter):
Is not fair.

Life ain't fair, my friend.

Yes, I know. Like I said, I'm not deeply concerned about the situation and posted it mainly for discussions. But I of course have to defend myself since no one's taking my side.  Silly

Quoting FlyingTexan (Reply 11):
Quoting WhyWhyZed (Reply 7):
I've seen enough, done enough, expierenced enough

BAAAAHAAA - thats what I thought when I was 16-20. Lol! BTW - its experienced.

I never said i've experienced everything (.... I know you didn't either.), but like I said, i've experienced enough, and by far, much more than many (...but not all) my age. Also, I always use spell check... I guess I missed that one.  boxedin 

Quoting ManuCH (Reply 12):
The only "age discrimination" that got my attention so far is the fact that our local cell phone company gives free text messages to customers up to 27 years old.

I don't think this is fair: the only fair way to put it would be to give free texts to customers who are still studying and thus not earning money on a full-time job. But there are probably 27-year-olds around who earn more money than your average 40-year-old man.

Yeah that's unfair as well. But one of my main points of this thread, is how come these human rights organizations don't do anything about these scenarios.
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 7:52 pm

Quoting WhyWhyZed (Thread starter):
before we've even entered the road

Exactly. You've answered your own question with your own words. Its all down to experience.

Quoting WhyWhyZed (Reply 7):
therefore most play it safe

I am convinced that you play it safe, but unfortunately a lot of young people do not.

Here in this country, almost every Sunday and Monday there are reports of young people involved in weekend car accidents. Testosterone-fuelled bravado.

If its any comfort, I am sure that quite a few of us when we were younger have fumed at extortionate car insurance premiums. I have.

Robert  bouncy 
Youth is a gift of nature. Age is a work of art.
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 7:57 pm

Quoting WhyWhyZed (Reply 13):
human rights organizations

Forgive me for saying so, but I suspect that the Canadian Human Rights Commission has bigger fish to fry  biggrin 

Robert  bouncy 
Youth is a gift of nature. Age is a work of art.
 
melpax
Posts: 1728
Joined: Mon Apr 25, 2005 12:13 am

RE: Age Discrimination

Fri Oct 13, 2006 8:17 pm

Over here at least, Insurance companies are one of the few businesses that are exempt from age discrimination laws, for obvious reasons....
Essendon - Whatever it takes......
 
NeilYYZ
Posts: 2443
Joined: Mon Jan 23, 2006 12:55 pm

RE: Age Discrimination

Fri Oct 13, 2006 8:33 pm

Look into a company in Markham that gives Auto Insurance, but there's a catch, you get a USB device that is attached to your engine, it monitors the times of day you drive, you turning, acceleration, breaking and speed characteristics and after a six month period you can send it in to them. If they are satisfied with your driving habits, they adjust your insurance accordingly, however, the chip can not be used to raise your rates. And if you don't feel like sending it in to them, you can erase it if you want and start over.

Now, why can insurance companies do this, because they are allowed to charge whatever they want, if people don't like the service then they can go elsewhere. It seems to be a pretty common agreement between insurance companies that young males get screwed. But if you look at the morons on the road, they're normally young males. I'm 21, and my insurance is a whore, but that's fine, I knew that going into it all.
It may be too early to drink scotch... But it is NEVER too early to think about it...
 
ltbewr
Posts: 12388
Joined: Thu Jan 29, 2004 1:24 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:07 pm

Real and harmful age discrimiation is when you are over 50 and employers will not consider you as they want much younger (and cheaper) employees, or get rid of you with set up excuses for the same reason. This is despite that an 'older' employee or job applicant may be more productive due to their experience, less likely to take time off and more cooperative with their employer within reason.
As to age and car insurance rates, that is backed up with a huge database of real life experience that the underwriters use to determine those rates. In that situation it isn't discrimination. As to 'Senior' discounts, that is often to encourage spending from them. Many do have good incomes and by such discounts get their loyalty, to encourage their co-workers, family members and friends to go to such businesses and to do business at less busy times to justify overhead costs. Student discounts, although not very common in the USA (sometimes children or teens up to age 18 may be charged lower admission costs to entertainment facilities) as they are elsewhere in the world up to age 26, are to gain the loyalty of those customers as well. So as to discounts for both Seniors and Students, it is just a business decision.
 
JGPH1A
Posts: 15080
Joined: Thu Aug 14, 2003 4:36 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:16 pm

Quoting WhyWhyZed (Thread starter):
Now I understand that we're younger, ignorant, immature, etc

Good, I'm glad we're agreed then.  Smile

Being young (and beautiful) myself, I think there should definitely be discrimination against old people. especially those who

a) drive slowly
b) block up the queues in supermarkets
c) are named Andy Skidmarks, and therefore deserving of abuse and opprobrium.
Young and beautiful and thin and gorgeous AND BANNED ! Cya at airspaceonline.com, losers
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 9:20 pm

Quoting JGPH1A (Reply 19):
(and beautiful)

Prove it  mischievous 

Quoting JGPH1A (Reply 19):
opprobrium

Wots that?

Signed,

A.net <30 year olds
Youth is a gift of nature. Age is a work of art.
 
JGPH1A
Posts: 15080
Joined: Thu Aug 14, 2003 4:36 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:34 pm

Quoting RobertNL070 (Reply 20):
Prove it

Truth is beauty, therefore beauty is truth. I am beautiful, ergo I am truthful. QED.

Quoting RobertNL070 (Reply 20):
Wots that?

Kids these days  Yeah sure
Young and beautiful and thin and gorgeous AND BANNED ! Cya at airspaceonline.com, losers
 
cornish
Posts: 7651
Joined: Fri Feb 18, 2005 8:05 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:38 pm

Quoting JGPH1A (Reply 19):
Being young (and beautiful) myself, I think there should definitely be discrimination against old people. especially those who

a) drive slowly

That includes Peugeot 206 drivers of course ! (well in the UK at least)  Wink

Especially the younger ones - up their insurance charges I say Big grin
Just when I thought I could see light at the end of the tunnel, it was some B*****d with a torch bringing me more work
 
strasserb
Posts: 1497
Joined: Fri Nov 11, 2005 7:46 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:43 pm

Quoting JGPH1A (Reply 19):
opprobrium



Quoting RobertNL070 (Reply 20):
Wots that?

An album on CD (Brutal Old School Thrash Heavy Metal)!
Tracklist:
01 Digitrap
02 Discerning forces
03 Ancient rebellion
04 Dark entanglement
05 Drowing
06 Escapism
07 Merciless torture
08 Moments of despair
09 Blood conflict
10 Awakening to the filth

 biggrin 
Still, even in the most arid desert is an airport somewhere ...
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 9:46 pm

Quoting StrasserB (Reply 23):

Being scornful are we?  biggrin 

 bouncy 
Youth is a gift of nature. Age is a work of art.
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 9:48 pm

Quoting Cornish (Reply 22):
That includes Peugeot 206 drivers of course !

 grumpy 

Quoting Cornish (Reply 22):
(well in the UK at least)

 Smile
Youth is a gift of nature. Age is a work of art.
 
cornish
Posts: 7651
Joined: Fri Feb 18, 2005 8:05 pm

RE: Age Discrimination

Fri Oct 13, 2006 9:56 pm

Don't worry Robert - 106 drivers are FAR worse Big grin
Just when I thought I could see light at the end of the tunnel, it was some B*****d with a torch bringing me more work
 
vikkyvik
Posts: 11799
Joined: Thu Jul 31, 2003 1:58 pm

RE: Age Discrimination

Fri Oct 13, 2006 10:08 pm

Quoting WhyWhyZed (Reply 13):
I never said i've experienced everything (.... I know you didn't either.), but like I said, i've experienced enough, and by far, much more than many (...but not all) my age.

I'm not sure how that pertains to the discussion. I too have experienced a lot in my lifetime, but comparing how much you've experienced with how much someone else has is utterly ridiculous, as it really cannot be compared.

I'm 24, I'm in the process of buying a car and moving closer to the city, which means I'll be paying a lot for insurance. I could really care less. If I can't afford it, I'll either get an older car or just get rid of the car and use public transportation. Statistics don't lie (unless you make them....), and I'm well aware that my age group is among the most statistically unsafe drivers on the road. This means that the insurance company is taking a higher risk insuring me, so I will in turn pay more for that risk.

Quoting WhyWhyZed (Reply 7):
When you're a new driver, you are extra cautious because you don't want to be in an accident, therefore most play it safe.... but are still categorized.

No. There is no possible way, when you're a new driver, that you can be as cautious as someone who has been driving for some time. Experience counts for a lot. I'm reminded of Slamclick stating in Tech/Ops something to the effect that as he gained experience as a pilot, he realized that the closer he stuck to the middle of the envelope, the better pilot he was. Well, you can't realize what the middle of your envelope is until you've pushed the bounds a bit.

As it happens, I almost rear-ended someone on the way to work this morning. They stopped very short in front of me, and I barely got stopped with a few feet of space left. Five or six years ago, I bet I would have hit them, just by virtue of not leaving enough of a gap between my car and theirs.

As for senior discounts....Dunno really what to say. I'm pretty sure that if she didn't get discounts here and there, my grandmother wouldn't be able to do all that she does. She goddamn well wouldn't be able to live in her own little apartment (subsidized senior housing). So for that, I'm thankful.

~Vik
I'm watching Jeopardy. The category is worst Madonna songs. "This one from 1987 is terrible".
 
RobertNL070
Posts: 4160
Joined: Mon Sep 22, 2003 4:29 am

RE: Age Discrimination

Fri Oct 13, 2006 10:11 pm

Quoting Vikkyvik (Reply 27):
I almost rear-ended someone on the way to work this morning

Friday 13th October!  biggrin  Take care.

Robert  bouncy 
Youth is a gift of nature. Age is a work of art.
 
vikkyvik
Posts: 11799
Joined: Thu Jul 31, 2003 1:58 pm

RE: Age Discrimination

Fri Oct 13, 2006 10:14 pm

Quoting RobertNL070 (Reply 28):
Friday 13th October!

Hah! Good point.  Smile

Not to mention, I work in Salem, MA....the Halloween capital of, well, the US maybe?

~Vik
I'm watching Jeopardy. The category is worst Madonna songs. "This one from 1987 is terrible".
 
IFEMaster
Posts: 4164
Joined: Tue Feb 21, 2006 5:17 am

RE: Age Discrimination

Fri Oct 13, 2006 11:59 pm

Quoting WhyWhyZed (Reply 7):

I've seen enough, done enough, expierenced enough and some people who know me well enough can vouch for me.

Oh, FFS. Despite my clear disclaimer to the fact, you still don't get that I was responding to your claims of age discrimination by discriminating against you, and even with me saying "hey, I'm not being serious", you still take it seriously?

Lends more weight to...

Quoting FlyingTexan (Reply 11):
BAAAAHAAA - thats what I thought when I was 16-20. Lol!

Really, there are far more concerning things in this world to be worried about than some "age discrimination" which, in your examples, doesn't actually exist.
Delivering Anecdotes of Dubious Relevance Since 1978
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Sat Oct 14, 2006 3:00 am

Quoting RobertNL070 (Reply 15):
Forgive me for saying so, but I suspect that the Canadian Human Rights Commission has bigger fish to fry

Yeah, about how us canadian's won't adjust to the east indian culture.  boxedin 

All other replies, I am just going to say "okay" and not bother replying to them, because you're all haters. lol  Smile
 
emiratesa345
Posts: 2043
Joined: Thu Jun 05, 2003 10:11 am

RE: Age Discrimination

Sat Oct 14, 2006 3:30 am

Quoting WhyWhyZed (Thread starter):
But why do so many forms of age discrimination get overlooked? Here are a couple examples...

Tell me about it. I wanted to buy myself a 2006 Honda Civic Coupe. When the monthly payment was around $500, and the monthly insurance cost was $475, it would be as if I was buying the car twice, as I won't be eligible for a significant drop in insurance for 5 years.

Mark
You and I were meant to fly, Air Canada!
 
vikkyvik
Posts: 11799
Joined: Thu Jul 31, 2003 1:58 pm

RE: Age Discrimination

Sat Oct 14, 2006 3:34 am

Quoting EmiratesA345 (Reply 32):
and the monthly insurance cost was $475,

Holy freaking crap! Is that in Canadian dollars, or American? If Canadian, what does that work out to in American dollars?

For my '02 Civic, insurance will be on the order of $1000/year when I move at the end of this month.
I'm watching Jeopardy. The category is worst Madonna songs. "This one from 1987 is terrible".
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Sat Oct 14, 2006 3:37 am

Quoting EmiratesA345 (Reply 32):
Tell me about it. I wanted to buy myself a 2006 Honda Civic Coupe. When the monthly payment was around $500, and the monthly insurance cost was $475, it would be as if I was buying the car twice, as I won't be eligible for a significant drop in insurance for 5 years.

Yup, I have a 2003 Ford Taurus (hardly considered a sports car, or nything of the sorts), and I'm now being charged just under $300 CAD a month, and it's not even completely under my name.

Quoting Vikkyvik (Reply 33):
Holy freaking crap! Is that in Canadian dollars, or American? If Canadian, what does that work out to in American dollars?

According to http://www.xe.com/ucc/convert.cgi it's $417.69 USD

EDIT: To specify currencies

[Edited 2006-10-13 20:38:55]
 
strasserb
Posts: 1497
Joined: Fri Nov 11, 2005 7:46 pm

RE: Age Discrimination

Sat Oct 14, 2006 3:38 am

Quoting Vikkyvik (Reply 33):
Quoting EmiratesA345 (Reply 32):
and the monthly insurance cost was $475,
Holy freaking crap!

Perhaps it's the "car" on his profile page?
Still, even in the most arid desert is an airport somewhere ...
 
SlamClick
Posts: 9576
Joined: Sun Nov 23, 2003 7:09 am

RE: Age Discrimination

Sat Oct 14, 2006 3:51 am

Quoting WhyWhyZed (Thread starter):
How can insurance companies get away with charging much much more in car insurance for someone who is 16-25, than someone who is 40.

They don't.

They set their overall rates so as to assure their own financial solvency as required by law. Then they prorate the shares of that overall revenue collection according to risk factors associated.

Charging young drivers "more" is not what is happening. What is happening is that they can get away with charging LOW RISK drivers less. You premium is not MORE, mine is LESS. Mental shift there.

For an insight as to why that is, I turn to my own kids, now beginning to enjoy lower insurance rates. When they were in high school they both told me that their peers in school ALL considered three or four tickets and a CRASH or two just the learning curve for a new driver. When you finally realize just how horrifyingly irresponsible that attitude is, you will probably be of an age where you begin to see lower rates yourself.

Of course companies can discriminate by age in their markets. When was the last time you saw ski boots or condoms in infant sizes?
Happiness is not seeing another trite Ste. Maarten photo all week long.
 
vikkyvik
Posts: 11799
Joined: Thu Jul 31, 2003 1:58 pm

RE: Age Discrimination

Sat Oct 14, 2006 4:35 am

Quoting WhyWhyZed (Reply 34):
According to http://www.xe.com/ucc/convert.cgi it's $417.69 USD

Hmmm, OK, thanks for the link.

Quoting StrasserB (Reply 35):
Perhaps it's the "car" on his profile page?

Haha, that's one large, ugly Civic Coupe.

Quoting SlamClick (Reply 36):
For an insight as to why that is, I turn to my own kids, now beginning to enjoy lower insurance rates. When they were in high school they both told me that their peers in school ALL considered three or four tickets and a CRASH or two just the learning curve for a new driver. When you finally realize just how horrifyingly irresponsible that attitude is, you will probably be of an age where you begin to see lower rates yourself.

Slam, for your interest:

Quoting Vikkyvik (Reply 27):
I'm reminded of Slamclick stating in Tech/Ops something to the effect that as he gained experience as a pilot, he realized that the closer he stuck to the middle of the envelope, the better pilot he was. Well, you can't realize what the middle of your envelope is until you've pushed the bounds a bit.

 Wink
I'm watching Jeopardy. The category is worst Madonna songs. "This one from 1987 is terrible".
 
emiratesa345
Posts: 2043
Joined: Thu Jun 05, 2003 10:11 am

RE: Age Discrimination

Sat Oct 14, 2006 7:22 am

Quoting StrasserB (Reply 35):

Perhaps it's the "car" on his profile page?



Quoting Vikkyvik (Reply 37):

Haha, that's one large, ugly Civic Coupe

Oh no. Thats a New Flyer D40LF. Its about 6 times larger than a Honda Civic Coupe.

Oddly enough I drive that bus at work everytime I'm there, and there are no insurance qualms there.

Mark
You and I were meant to fly, Air Canada!
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Sat Oct 14, 2006 7:52 am

Quoting EmiratesA345 (Reply 38):
Oh no. Thats a New Flyer D40LF. Its about 6 times larger than a Honda Civic Coupe.

Oddly enough I drive that bus at work everytime I'm there, and there are no insurance qualms there.

But Mark, you're below the age of 25. That's unheard of at your/our age, to not see that thing smashed up by now because of your lack of expierence. You should be playing crazy taxi with that pimped out ride.  Silly  Smile
 
vikkyvik
Posts: 11799
Joined: Thu Jul 31, 2003 1:58 pm

RE: Age Discrimination

Sat Oct 14, 2006 8:15 am

Quoting WhyWhyZed (Reply 39):
But Mark, you're below the age of 25. That's unheard of at your/our age, to not see that thing smashed up by now because of your lack of expierence. You should be playing crazy taxi with that pimped out ride.

See, now you done gone and jinxed him!  Wink
I'm watching Jeopardy. The category is worst Madonna songs. "This one from 1987 is terrible".
 
WhyWhyZed
Topic Author
Posts: 891
Joined: Sat Jan 08, 2005 12:40 pm

RE: Age Discrimination

Sat Oct 14, 2006 12:04 pm

Quoting Vikkyvik (Reply 40):
Quoting WhyWhyZed (Reply 39):
But Mark, you're below the age of 25. That's unheard of at your/our age, to not see that thing smashed up by now because of your lack of expierence. You should be playing crazy taxi with that pimped out ride.

See, now you done gone and jinxed him!

I hope not, because if something happens... he doesn't live THAT far away for him and his "posse" to come pay me a visit with some baseball bats, guns, etc. after he recovers. lol, you anomaly!

Nah, he's not like that, he's too white and professional.

[Edited 2006-10-14 05:06:54]
 
emiratesa345
Posts: 2043
Joined: Thu Jun 05, 2003 10:11 am

RE: Age Discrimination

Sat Oct 14, 2006 11:50 pm

Quoting WhyWhyZed (Reply 41):
I hope not, because if something happens... he doesn't live THAT far away for him and his "posse" to come pay me a visit with some baseball bats, guns, etc. after he recovers. lol, you anomaly!

Nah, he's not like that, he's too white and professional.

Not to mention with a ride like that, I can fit 38 seated and 40 standing. So you better watch your back! Big grin

Mark
You and I were meant to fly, Air Canada!
 
lnglive1011yyz
Posts: 1502
Joined: Thu Oct 23, 2003 12:23 pm

RE: Age Discrimination

Sun Oct 15, 2006 5:15 am

Quoting EmiratesA345 (Reply 32):
Tell me about it. I wanted to buy myself a 2006 Honda Civic Coupe. When the monthly payment was around $500, and the monthly insurance cost was $475, it would be as if I was buying the car twice, as I won't be eligible for a significant drop in insurance for 5 years.

NOT to mention -- most teens go under mommy and daddy's insurance.. what they don't realize, is that when it's time to grow up and pay for your OWN insurance, the rate goes UP. Meaning, whether or not you get the credit for being 21, your insurance will still be astronomical.

I was lucky -- I was smart enough, and financially able enough to buy my own brand-new car, as well finance my insurance (haha).. Car payment was 386$ a month, insurance was 312$. 5 Years later, insurance costs went down dramatically (cut it in half!) and thigns levelled out.

Not only that but.. most teens today are going for the most expensive cars when it comes to insurance.. a Honda Civic happens to be the most modded (fixed-up aftermarket) car, one of the higest stolen cars, and because lots of kids race them, the highest in accidents among younger kids.. That all translates into a very high insurance cost.

If you find a 4 door car, that's more geared to an older person, such as a Camry, you'd find your insurance would be drastically cheaper.

1011yyz
Pack your bags, we're going on a sympathy trip!

Who is online

Users browsing this forum: aerlingus747, grozzy, pu and 16 guests