VonRichtofen
Topic Author
Posts: 4270
Joined: Sun Nov 05, 2000 3:10 am

Questions About Obtaining Student Loans

Mon Oct 23, 2006 9:17 am

Hello,

I've decided to go to University in the fall of 2007 (career change). I have a question regarding student loans in Canada for people who are over 21 and do not live with their parents. What are the criteria they look for in terms of qualifying somebody for a full loan? I have a mortgage with my brother on the house I'm living in now. Does owning versus renting hurt my loan chances? (Thanks to equity build up etc.)?

Also, do they look at other debt you currently have?

Any help is much appreciated

Kris

[Edited 2006-10-23 02:22:58]
 
NeilYYZ
Posts: 2443
Joined: Mon Jan 23, 2006 12:55 pm

RE: Questions About Obtaining Student Loans

Mon Oct 23, 2006 9:20 am

Look for OSAP, the Ontario Student Assistance Program. I know people that are on it that are over 21 here, however, they are very stringent on their conditions. Be prepared to bend over the table and give them all of your financial information.

Congratulations on going back to University though!

Edit - It appears as though this information is useless since you're in Alberta. Although I'm sure they have a similar program to OSAP.

[Edited 2006-10-23 02:23:41]
It may be too early to drink scotch... But it is NEVER too early to think about it...
 
VonRichtofen
Topic Author
Posts: 4270
Joined: Sun Nov 05, 2000 3:10 am

RE: Questions About Obtaining Student Loans

Mon Oct 23, 2006 10:53 am

Thanks! Yeah I'm in Alberta, but as you said I'm sure there's a similar program.

Kris

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