|Quoting joffie (Reply 1):|
Its the bank's money so you should of reported it to them.
|Quoting Avianca (Thread starter):|
my big concern is if I ever will see my money back, i am talking of around 1500 usd...
I immidiately cancled/blocked my card and placed a claim. but is their a chance to get the money back?
|Quoting stasisLAX (Reply 3):|
Look at the back of your most recent credit statement for the address to send disputed charges to in writing. Wishing you all the best and I do hope this situation is resolved swiftly.
|Quoting GuitrThree (Reply 5):|
What really made me mad with my bank was that the clone was used every day for the maximum withdrawal amount at various ATM's in California for 7 days straight. That should have sent a red flag there alone, because we never use it for ATM cash. But no, it gets better. Get this, my wife used her card 30 minutes here at home in Tennessee after it also was "used" in Los Angeles. And yet the banks security software couldn't catch this red flag.
Got every cent back from the bank. I shake my head that the bank lost almost $4,000 because they have such crappy security software. Oh well, it was a pain in the neck, but got it all back.
|Quoting trav110 (Reply 7):|
VIsa and MC credit cards all have 0% fraud liability as long as you weren't violating the cardholder agreement (for example, writing the pin onyour CC). Cancel the card immediately (if you haven't already), and talk to your bank. They may have you file a police report explaining the situation before they refund the money but you won't have a problem getting it all back,
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