1. Get your private at a local flying club, then go elsewhere.
2. If you find in getting your private that you're a natural at it, then look for an ab initio program.
3. If it doesn't come easy, couple it with a community college program and live at home and use the grants and loans to offset some of the cost of training, stay at the same local flying clud that you started and if you're around long enough they'll probably let you instruct.
4. If all else fails, pursue other options. I started at a local club, but ab initio was just getting going when I entered and the gurantees weren't really gurantees. Heck, RJ
's weren't even off the ground yet. There were no real fast track programs like there are now. I opted to pay for multiple under-grad and graduate degrees as opposed to flight trainign and it has paid off. Had there been ab initio like there is today, I may have selected that route, but I weighed the option of having a career out of college that paid well, or being a flight instructor for peanuts. With the condition many of the airlines are in right now, I think in the end I won out. Things are different today so it's up to you what you decide to do.
In all, depending on which way you go about it it's probably going to run you between $40k and $70k.