I have 3 -
with First USA (Now Chase)
Aer Lingus with MBNA
is the card I use the most, and I have racked up close to 200,000 miles on it in almost 4 years now.
, I just rec'd a letter from MBNA saying they have mutually ended their relationship and all miles will CANCEL the end of Sept. I am still looking into this, but looks like I may soon be reserving a flight to Ireland.
with First USA was a good choice - Chase I don't know about. I haven't noticed any changes, other than to the website where I make payments.
My biggest concern is tracking the miles. I am not the most organized person, and feel that miles have not been credited, when they should be. For instance, using a 3 rd party (like rental car) who offers a set number of miles for your business. Sometimes I use one of these offers, then forget to check the receipt of the miles in my account.
I have considered an Amex card, and should probably do it, as I spend a lot at Costco, but I think their cards are points based rather than miles...I have a bias towards miles based because (again keeping track) some things are worth more than a point, some things one point, some less than a point. There is a lot of trust involved to know if you are getting credited. Or else, a lot of time has to be spent tracking.
I like the UA
card - I have yet to use the miles for a ticket, because I only want to use for a first class int'l and am still saving up. While I can imagine something happening to the Lingus - MBNA relationship, I can't imagine the same thing happening to UA
- I know for a fact these are huge money makers for both the airline and credit card issuer. Lingus was likely just too small to have a following for such a card.
So, go with the card that will cost the least to own (or use) per year (I think the Amex is free - UA
is something like $50 a year?). Look into the AA
and also, look at which will offer the most miles for signing with them.
After that, look at the one that has the most partners where extra miles are offered for business - If UA
gives double miles for Avis rentals, and you rent lots of cars, that might be the best card for you.
Lastly, go to a website called FlyerTalk.com - That is the site where everyone who knows everything about F.F. cards, points, programs discusses the pros and cons in a similar forum to Airliners.com - enjoy free flying!!