Most likely, this fell through the cracks. But if you want to make nasty accusations you need to back them up.
There have been several articles recently about how this thing works, and how the system is so automatic. One I liked is https://abcnews.go.com/Business/inside-paycheck-protection-program-race/story?id=70330643&cid=clicksource_4380645_2_heads_hero_live_headlines_hed
Customers of small banks without extensive on-line IT units have had to enter the loan application data manually for each customer wanting a loan. The submitting bank is the ONLY gateway. At the federal level, all the process is automatic. Big major banks had the individual loan officers processing the application and the software to automatically converted it to the submission format. Smaller banks had to bring in their people in the middle of the night and spend 10 to 15 minutes on-line manually inputting data into an already overcrowded server gateway. Often being kicked off line right in the middle of the process.
Once the loan application hit the federal system, it was a FIFO process. First application that was correctly formatted got approved, then the second, etc. No filtering for amounts, size of the company, etc. $349 billion was gone in less than 13 days, and thousands, maybe tens of thousands, of loans were 'in the que' and there was no money left.
Round two of $310 billion starts Monday, and you can be sure a lot of banks have the applications ready to input into the federal system the second the gateway opens. Though at least $60 billion of this round is earmarked to smaller banks, so their customers should get more relief this time.
Daughter-in-law works for a major US bank. Some small customers did not have the paperwork completed until the third day of the first application cycle. That meant the line/ que for their customers was already so full of applications they likely did not get a loan.
If a small business wants a loan for round two - their application had better already be in their bank, and through all their bank approval process. The data already prepared for submission. Many banks were open Saturday and Sunday with loan departments fully staffed to help customers get the applications completed and processed.
Starting the process when the program opens tomorrow (Monday, 4/27) will likely be too late.