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readytotaxi
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Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 5:45 pm

Am I the only one who finds this bizarre.

https://www.bbc.co.uk/news/world-us-canada-61763333

The US woman, identified in court files as 'MO', said she caught the human papillomavirus (HPV) from having sex with her then-partner in his car.
This week, the Missouri Court of Appeals upheld a judgment that awarded MO a hefty settlement - to be paid by Geico, which insured the vehicle.

Geico is contesting the decision.

I accept that he "bumped into her" but really people.
 
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flyingclrs727
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 5:56 pm

The car had nothing to do with that.
 
bennett123
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 6:06 pm

Not clear how the insurance policy covers this.
 
vikkyvik
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 7:16 pm

Sounds crazy on the face of it.

But I wouldn't be entirely surprised if her medical insurance denied coverage, by saying that the condition was initiated inside a vehicle, and therefore should be covered by the relevant car insurance. Which would then necessitate her going after the car insurance.

Insurance companies can be absolutely terrible.
 
889091
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 7:38 pm

Was he driving a Subaru WRX STI? :D
 
MohawkWeekend
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 8:48 pm

How would she prove that the transmission of the STD occured in the vehicle owned by the insured.. I don't think this has to do with unpaid medical bills but damages. No way did Geico or any insurance company figure this in their rates.

And who carries $5 million dollars plus of insurance? Too many red flags.
 
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Aesma
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 9:27 pm

MohawkWeekend wrote:
How would she prove that the transmission of the STD occured in the vehicle owned by the insured.. I don't think this has to do with unpaid medical bills but damages. No way did Geico or any insurance company figure this in their rates.

And who carries $5 million dollars plus of insurance? Too many red flags.


Agreed, there is no way to prove she got the virus in the car, it was her partner not a one off.

The judges say that Geico should have defended the man but why, wouldn't it imply they're involved when they're claiming they have nothing to do with this ? The judges are really grasping at straws.
 
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T18
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Fri Jun 10, 2022 10:00 pm

So... if she caught it in his house do we expect his homeowners insurance to kick in? Really feels like someone didn't have a clue how insurance even works, and oddly that some one got a seat on the bench.
 
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scbriml
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Sat Jun 11, 2022 9:02 am

As an american colleague of mine used to say, "Only in America!"
 
cskok8
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Sat Jun 11, 2022 10:49 am

flyingclrs727 wrote:
The car had nothing to do with that.


The "accident" happened in the car.


And the car is in America
 
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flyingclrs727
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Sat Jun 11, 2022 12:56 pm

cskok8 wrote:
flyingclrs727 wrote:
The car had nothing to do with that.


The "accident" happened in the car.


And the car is in America



It's in the state of Missouri. I seriously doubt such a judgement would survive appeal in Texas and most other states. I wouldn't be surprised if GEICO spend more than the amount of the judgement on legal fees.
 
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Kiwirob
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Sun Jun 12, 2022 2:42 pm

cskok8 wrote:
flyingclrs727 wrote:
The car had nothing to do with that.


The "accident" happened in the car.


And the car is in America


If he was her boyfriend it would be fairly odd if they only had relations in a car, presumably them both had homes, went away together to hotels, had sex in the office, I can’t see how it can be nailed do to one location?
 
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flyingclrs727
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Re: Geico may have to pay $5m after woman contracts STI in a vehicle

Sun Jun 12, 2022 3:50 pm

Kiwirob wrote:
cskok8 wrote:
flyingclrs727 wrote:
The car had nothing to do with that.


The "accident" happened in the car.


And the car is in America


If he was her boyfriend it would be fairly odd if they only had relations in a car, presumably them both had homes, went away together to hotels, had sex in the office, I can’t see how it can be nailed do to one location?


Well Missouri is called "The Show Me State."

https://history.howstuffworks.com/ameri ... -state.htm

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